finger adjustment is fairly basic, usually the adjuster bolt protrudes through the finger by a thread, not much more, there is a setting for them but cannot be done from outside. sounds like you followed the book anyhow, with other settings (.090) correct and pedal adjustment ok it should all work, as i mentioned before the PTO plate can be in the wrong way round and this will cause it not to work, also if the flywheel or any pressure plate surfaces have been skimmed this will cause problems with settings and may even stop it working alltogether. . I hate to say it but you may have to seperate tractor again if all else fails, worth checking the PTO engagement lever to ensure that it is engaging properly., sometimes the roll pin wears on the lever shaft and there is not enough travel to engage correctly causing grinding when trying to engage, a long shot but hey. Good luck, keep me informed, if you need any further info contact me