</font><font color="blue" class="small">( have heard a 3 poiint is best, then someone says belly )</font>
And it'll always be that way because we each have our personal preferences. /forums/images/graemlins/wink.gif I'm one of those who liked the 3-point best, but that doesn't mean one is actually better than the other.
3-point will probably cost less, if you should decide someday to change mower or tractors, it'll work on nearly any tractor while the belly mower is specific to that brand and model of tractor. 3-point is easier to hook up, unhook, can be raised higher to clean under it or inspect the bottom, remove and/or sharpen blades, and can be backed under shrubs or other obstacles.
Belly mower keeps the overall length of the rig shorter, might be easier to maneuver in tight quarters, can be transported on a shorter trailer, you can look down at the edge of it to see just where it is without straining your neck looking back, the blades get to the grass before your rear wheels run over it and mash it down, etc.
So . . . . , there's only one thing to do . . . buy the one you like best! /forums/images/graemlins/wink.gif