Steve, I am a new landowner this year with 38 Acres roughly. Of that, 7 require mowing and about 17 need the cutter run over em about twice a year. With that said, I faced the same dilemma. Could I do what I wanted to do with a tractor or should I get a ZTR and a Tractor? Well, after readng over 100 posts, reviews and fact sheets, I concluded that time is very precious to me and the fastest way to finish the mowing was a commercial ZTR. I bought a monster, a 2002 Ferris is4000Z D31/72 with 318 hours on it. I paid about a third of retail for it, which is great for me. I don't use it for the 17acres, but holy cow is it awesome on the 7 acres of grass. The Ferris has full independent suspension and since my 7 mowing acres are not golf course smooth, the shocks allow me to run full open at about 10MPH over most of the irregularities. Also, its just hella fun!!! Riding a responsive ZTR is like being in a Turf Top Gun competition. Handling, response and power are phenominal, and time flies by. I knock out 7 acres in under three hours, even if I decide to work a couple of new patches. So, start scanning for a low time ZTR with a 61" deck minimum and find a good used tractor for the other less frequent chores. You will mow every year, every week where you might or might not do some tractor work. Frequency of tasks favors tailoring your purchase to the most demanding need IMO. That was the conclusion I made. I just had the tires foam filled too so I won't lose down time for flats. Tracks much better now. My 2 cents worth....:thumbsup: