Kevin, one thing I wanted to say to you is about using the FEL.
It takes a little practice to get loading the bucket up just right without causing a lug down of the engine.
I think you'll find that if you start moving into the pile with the bucket cutting edge aimed slightly down, and start your rollback as you enter the pile and also start bringing it up all the while varying the forward motion with the treadle pedal will go a long way to getting you a good bucket load and not dragging down the engine.
You'll also find that many times, you'll rollback some, get some load, drop the cutting edge back down again, dig some more the same way until you have it loaded full.
If you simply push into the pile with the pedal pushed all the way down and try to just lift right up, you may find the engine under strain, or may hit the relief pressure.
It's just a matter of experimentation as to how much pedal and how much loader movement you need.
I find that I often am doing F/R actions, working the joystick in all kinds of directions until I've gotten a good bucket load. There's no need to EVER push the clutch in to relieve the engine strain, just back a little, go to neutral, or move the loader bucket to relieve the resistance it's encountering.
Also, always make sure in that very cold weather that you let the tractor warm up for 15 minutes. Let the clutch out so that fluid traverses the system and gets warmed up, because cold hydro fluid can cause pump damage.
You'll get better and better at it quickly.
Remember that the HST pedal is more like a gear than a gas pedal. The more you push the pedal, the more it equates to having a gear drive in HIGH gear, less torque. John