I need help, I am looking for honest unbiased advice about my upcoming tractor purchase. I have been away from tractors for nearly 20 years and after looking and searching around this site and reading through the information on different company websites it seems as if the options are endless. I purchased a home recently with about 10 acres of grass that needs mowed and I plan on using a rear mounted finish mower for this. I have done my best to narrow down my choices as much as possible but I am looking for advice on comparisons of brands and would like to know if I am on the right track as far as tractor size goes. I am thinking I will need a tractor with about 40hp (engine) with a loader and a 7ft finish mower. The tractors I am looking at are the NH 3040 or 3045, MF 1635 or 1643, or Kubota L3540 or L3940. They all have 0% financing right now for 60-72mo depending on brand which I want to take advantage of before it runs out. It seems as if the Massey Ferguson is the most bang for the buck, but it is a brand I am not very familiar with and I am wondering if the quality is on par with the other two brands. Any advice would be greatly appreciated, opinions on each, either negative or positive as long as they are honest would be great. I don't want to start any "my JD can beat up your Kubota" fights. Thanks!