New financing tractor insurance

[coolbrze]

Thanks. Is KTAC for theft, damage, etc. similar to vehicles? Is it something I can keep after paying it off or solely while it's financed?

 

[Fallon]

Thanks. Is KTAC for theft, damage, etc. similar to vehicles? Is it something I can keep after paying it off or solely while it's financed?

Yes.

It's good for any non-maintenance damage to your machine. Brake an axle, window, get it stolen or burned to the ground & you are covered. It replaces the machine. After the financing is paid off you can maintain KTAC. It might change too being insured for a given value at that point (feel free to correct me). If you start KTAC after purchasing the machine I believe it's for a given value rather than machine replacement.

 

[KTAC]

Wow!!! I am impressed with the knowledge you all have of KTAC! Everything you said is correct. KCC does require full coverage insurance during the term of your loan. KTAC provides the required coverage as well as replacement which is meant to keep you buying Kubota. As far as I know, KTAC is the only insurance agency that cares if you keep Orange which means our primary goal is providing the best policy and service we can so you stay with us!

Take care!

Brian Carter
Director of Operations, KCC and KTAC

 

[coolbrze]

Is $500/year a decent price for full coverage w/ full replacement value of the MX5800 for the 5 years it's financed?

 

[Peter 315]

Yes, I would get it I had it on my first tractor....

 

[Cable Guy]

Just went through this also. Had kubota insurance in the past two purchases and never used. Decided to try through my company policy and it was about 600 bucks cheaper total. Lowered payment also by 29 dollars a month. 22 k financed with kubota. The insurance is based on the amount of machine at purchase so. Only thing is my insurance will have a 250 deductible. Was lookingo to lower payment as much as possible.

 

[Rock Crawler]

KTAC is fantastic, and frankly another reason to buy a Kubota!

KTAC actually was one of the major reasons that I bought an orange tractor. I feel that overall, you are more safe with KTAC behind you than a home owner policy that may have limitations or loop holes to allow claim denial. I feel safe based on the actual user testimonies I have read on this site and orange talk that should something unexpected occur and I do not die during the misadventure... KTAC will be there to make me whole again with minimal fuss and muss.

 

[JB13502]

KTAC actually was one of the major reasons that I bought an orange tractor. I feel that overall, you are more safe with KTAC behind you than a home owner policy that may have limitations or loop holes to allow claim denial. I feel safe based on the actual user testimonies I have read on this site and orange talk that should something unexpected occur and I do not die during the misadventure... KTAC will be there to make me whole again with minimal fuss and muss.

I agree 100% with you.

 

[Atchuuu]

Just purchased KTAC on a used tractor and found the price to be reasonable but the service to be excellent. After explaining to one agent what a Kubota is and why I needed it and where it would be kept, etc. etc. I found that this particular company just didn't have experience with tractors.

Called Kubota and literally didn't have to explain anything. Gave them the model, serial number and other equipment along with address and done. Had the application in minutes. Price came to $16.00 per thousand of coverage.