Hi new guy! I have a 4 wd NH TN65D with loader. I have the 4 speed with 4 range transmission and do lots of mowing. It does have the extra gears and this little tractor really can mow. I live in North Central PA and in the winter the cab keeps me from freezing when I am plowing snow. All my other tractors didn't have a cab and I wish I would have had a cab 30 years ago! Its amazing to me how little fuel it uses. I often joke that I spend more money on the filters, engine oil and transmission oil than diesel fuel! This is the third New Holland/Ford tractor I have had and they hold their value and are very reliable if you take good care of them. Ken