New kubota program

[duramax1]

Has anyone herd what Kubota is going to roll out after Aug 31, such as the rates changes for other than the 4.49% for 60 months or extended months past 72. I'm in a little delima the 3830 dt that I ordered will not make delivery for this promotion. I have been offered a 3830 GST or 4330DT in place. Of course the pricing goes up with these selections. All these cuts will have FEL,s and quick detach loader. Any comments would be appreciated

 

[Archdean]

Do you have an agreement with Kubota (Dealer) as to this machine. If so I am confident Kubota will honor the present financing as per your agreement regardless of the delivery date!!
Dean

 

[duramax1]

The dealer said that Kubota would have to have the serial # of the tractor in order to hold this deal. They have searched my area with no luck locating a 3830 DT with R4's. The unit I ordered was not allicated to be in Atlanta, Ga until mid September. They had thought that Kubota would honor this but was told no.

 

[JimMorrissey]

I was told the same thing today. The Kubota dealer must have the machine in stock and you must take delivery.

 

[Rick_Morrell]

You can look at it like this: 4.49% over 60 months means you'll be paying 11.83% accrued interest as opposed to 0% interest if you bought by 8/31/04. If either one of the available tractors is less than 11.83% more than the L3830DT then you're coming out ahead because you're trading your compound interest for present value money. Overall you would still be paying less.


Rick

 

[aardvark]

My dealer said it doesn't need to be in stock, they just need the seriel number, and need to submit the paperwork prior to the close of business Tuesday. I'm cutting it close, my tractor arrived about 7 pm this evening, and tomorow morning I test drive and take delivery.

 

[MessickFarmEqu]

This happens every time the programs end. In order to draw up contracts you need to have serial numbers for each piece of equipment. That means the machine must be on the lot or in transit to the dealership.

New Holland offers a price protection program that allows you to lock in pricing and financing when this happens, Kubota does not.

If you wait for the programs to change you probably won't get burned too bad. Kubota is still going to have a good competitive financing program. The 0% terms may change, but I would not expect much shifting from the longer term rates. Who knows...

 

[ByronBob]

Microsoft Excel has a function wizard in it that can help you decide your answer to your question. Basically it will cost you around $20/month more to borrow the same amount of money at 4.49%/60mo then zero for 60. So if the other models are within $1000 of the one you want then buy now. If it's more than $1000 you'll be going to your pocket even more than you are already.

Hope this makes sense to you? Your buying power is increased by $1000 just because of the zero percent package.