bought it in southern Missouri. I live in Kansas, so there wasn't sales tax, and the dealer didn't charge any set up fees or freight. The only extra fee I paid was the $150 finance charge that DLL charges. I did purchase the insurance through them as well, $950 for the life of the loan. I called some dealers in Oklahoma as well, one of them was 20,395. The dealer I purchased from was a 5 Paw dealer, extremely happy with the process.