I also live in pretty hilly terrain, one area of which does require me to throw it in MFWD temporarily. I'm probably not as hilly as you describe. The comment on no MFWD is not based in an issue with hurting the drivertain (no issues there), but rather in cutting up the lawn while turning. It has been discussed here dozens of times in many threads and the consensus has always been to avoid MFWD if at all possible. First of all, for most its not necessary, second, if your ground is at all soft, it will do more damage with the MFWD engaged. If you need it for your property, or if your lawn is firm enough to not be affected, go for it. By the way, I also mow without the FEL on to reduce the weight on the front.
As far as Bi-Speed Turn, its a great feature. When engaged, it spins the outside front tire at about twice the normal speed and dramatically reduces turn radius. A great feature Kubota stopped doing on the B series a few years back.