PA hayseed
Platinum Member
I'm by no means the most experienced guy on this board, when it comes to tractors. having said that, I have bought two new ones, and if money is no object to you then disregard the following.
Financing rates. Its Important to note which dealer has the best rates. I just bought my second one, and got 3 yr 0%. It makes a huge difference in your budget if you have to pay interest.
Cost of the tractor and maintenance schedules. Find out what the parts are going to cost you when you do your service. You will find that different companies that sell tractors have some very different pricing on things such as filters oil/hydraulic. You can find alternate means by which to purchase them, other than the dealer, but it is still a costly item. At 50 hours most of the companies recommend a complete changing of everything. If you finance too tightly, 3 filters, oil, hydraulic fluid, and gear oil can be a whopping bill.
See if the dealer charges for pickup/delivery of the tractor, setup, and other related fees. Some of these items, if they charge for them, cannot be financed. Could make your out of pocket costs considerably higher. Plus, you'll be getting that tractor bill in 30 days.
Some dealers offer special rental rates for equipment for your tractor. This is something to consider, as those items will be cheaper to rent from your dealer, in many cases, than it would if you went to a rental place. Some dealers include delivery with the rental, blades, backhoes, bushhogs etc.
Ensure you make an apples to apples comparison. If one tractor has a feature the other one doesn't, and they cost the same, then one tractor is overpriced. See what your dealer is willing to include in the deal or for a reduced cost, filling your rears, oil, service work at first interval, cut rate prices on implements, etc. All these things add up.
Good luck to you. Hope this doesn't sound preachy, just trying to help a little if I can. So many people here have helped me.
Financing rates. Its Important to note which dealer has the best rates. I just bought my second one, and got 3 yr 0%. It makes a huge difference in your budget if you have to pay interest.
Cost of the tractor and maintenance schedules. Find out what the parts are going to cost you when you do your service. You will find that different companies that sell tractors have some very different pricing on things such as filters oil/hydraulic. You can find alternate means by which to purchase them, other than the dealer, but it is still a costly item. At 50 hours most of the companies recommend a complete changing of everything. If you finance too tightly, 3 filters, oil, hydraulic fluid, and gear oil can be a whopping bill.
See if the dealer charges for pickup/delivery of the tractor, setup, and other related fees. Some of these items, if they charge for them, cannot be financed. Could make your out of pocket costs considerably higher. Plus, you'll be getting that tractor bill in 30 days.
Some dealers offer special rental rates for equipment for your tractor. This is something to consider, as those items will be cheaper to rent from your dealer, in many cases, than it would if you went to a rental place. Some dealers include delivery with the rental, blades, backhoes, bushhogs etc.
Ensure you make an apples to apples comparison. If one tractor has a feature the other one doesn't, and they cost the same, then one tractor is overpriced. See what your dealer is willing to include in the deal or for a reduced cost, filling your rears, oil, service work at first interval, cut rate prices on implements, etc. All these things add up.
Good luck to you. Hope this doesn't sound preachy, just trying to help a little if I can. So many people here have helped me.