Rearended by bimbo w/ no ins, What now?

[Soundguy]

I know a guy that paid his IRS bill in pennies. I believe there were some irate phone calls after that.. but I don't believe he ever went to jail.. (grin)

Soundguy

 

[scott_vt]

And don't think for a New York Minute that your rates WON'T go up! Sure, they might not "raise your rates" but don't be at all surprised if you get a bill in the mail in a year or so from the insurance company. It happened to me!

1993 I was driving a "straight as a pin" 99% rust free '74 Dart. Got hit nearly head-on by a girl making a left turn. The other driver ADMITTED FAULT in the police report & was ticketed. Thirteen months later I received a bill from MY insurance Co for $87. Took me 4 afternoons of phone calls to finally have the Ins Co admit that they had revoked my "good driver" discount. Never mind that fact that I was the victim of someone else's negligence! Never mind the fact that my Ins Co paid no one ANYTHING! Never mind the fact that I lost a couple thousand invested in the Dart AND had to buy another car, so I was out around $4000.00! I was in an accident, so my discount was revoked.

So... the Ins Co got their $87... IN PENNIES!!!!!

Yea, it cost me nearly $25 to send it. Yes, it was sent "return receipt." Yes, even to make things more interesting, I made sure there were 7¢ extra in the payment, just so they would be forced to cut me a refund check. Yes, as soon as the refund check arrived, I changed Ins Co's!

Mornin Dbdartman,
I love hearing stories like that ! Check one off for the good guys ! You are the man !

 

[dmccarty]

If you have a problem with the insurance company contact the state insurance agency.

A coworker had trees fall on his house twice due to different storms years apart. After the second incident the insurance compnay either was going to drop him or raise his rates to some high level. I can't remember which but the result was the same. Anywho, I suggested he talk to the state about this and see what they had to say.

Shortly after he had the conversation with the State Insurance commision, low and behold everything was back to normal regarding his policy.

Sometimes the G'vment is good for something.

Later,
Dan

 

[tallyho8]

If you have a problem with the insurance company contact the state insurance agency. Shortly after he had the conversation with the State Insurance commision, low and behold everything was back to normal regarding his policy. Sometimes the G'vment is good for something.
Later,
Dan

Wish that would work in Louisiana, but our last 3 Insurance Commissioners are in jail and since Katrina the insurance industry in Louisiana is beyond belief in it's dealings.

 

[Ifixcars]

bimbo? what does she look like? Maybe you can work out some kind of deal.

 

[Kendall69]

The good thing here in Southern Kaulifornia, if YOU plow into someone, chances are they are illegal, and no matter how bad the damage is they will just drive away.

The bad thing about living in Kaulifornia, is if someone plows into you, they will just drive away.

I remember I tapped a, I do mean tapped a guy on the rear bumper, sorta like you do sometimes when you parallel park ( light changed he moved then quickly stopped), and he gets out of the car rubbing his neck. AWW CMON !. Since I knew I was about to be scammed, I told him I'm sorry, and I have no insurance, and I lust lost my job ( all a lie on my part one good scam deserves another). I told him I would have to make payments, he wanted $500.00, I knew I was being held up, but at $500.00, I was happy to pay.

 

[jpm]

450 new york is a nofault state so it does not matter your rate shouldn't go up
because your a comm acount and they figure this in to rates.btw your employe
goes on your workmans comp ins,they try to get rembursed from auto ins.this rate of course will go up.dont ask how i know. 5 years of bs and still going

 

[LBrown59]

An employee of mine driving a company van was stopped at a light when she plowed into the back of him on a snow covered road. She has no insurance. Police were called and did a report and gave her tickets.

Only minor damage to the van - bent bumper, cracked plastic, minor dents.

I could go through my insuance company but they might raise my rates. I could just eat it and pay myself. But I would really like to try and get her to pay instead of getting away with it.

Anyone ever gone after someone like this before ? Small claims court ? Garnish her wages ?

I got hit by an uninsured back in 1981 just 2 weeks after the mandatory insurance law went into effect here in Ohio.
On 12-24-6 some D U I ran off the road doing $1500 in damages to my property. She has insurance but the insurer is evading me to avoid paying it appears.
Based on these 2 experiences it don't make any difference if the driver / owner has insurance or not as either way the victim don't get any compensation.
Mandatory insurance has come to mean government forced insurance donations on its citizens.
There are many people with insurance but few people have protection.


http://www.hubcapcafe.com/i/2001/storycty/chev6001.JPG 60 Chevy Convertible front
http://www.hubcapcafe.com/i/2001/storycty/chev6001a.JPG rear view
http://chevy.tocmp.com/chevyscrapbook/files/kamp50.jpg 1950 Chevy green
http://www.hubcapcafe.com/i/2003/msra2003/chev5001.jpg 50 chevy blue
http://www.jenningsequipment.com/storepics/ksBX22.jpg BX23
http://www.dot.state.oh.us/dist8/planning/images/bridge2.jpg Bridge

 

[LBrown59]

There is only one way to get rid of uninsured drivers...pay at the pump insurance. You buy gas for your car, you bought insurance at the same time.

Otherwise, a large (and growing) percentage of drivers simply opt out of buying insurance and there aren't enough law enforcement folks to catch them.

There isn't any enforcement against insurers that weasel out of paying claims either.

 

[Hooked_on_HP]

My experience has been that your insurance is only as good as your agent. A good agent can make a difference on whether your policy has to pay out or they go after the other guy.

As for the post saying you can't get blood out of a turnup, you can put the turnups *** in jail.