Sell the BX2230 for a B7510?

valleydweller1 · Feb 29, 2008

Hi all,

Temptation!

I own a 2005 BX2230 with FEL, 152 hours. $5,500 still owed, payments are $250/month, 23 months left at 4.99% interest ($270 interest left to pay +/-)

I can trade it in and purchase a new B7510 with FEL for a net financed amount of $10,300, 0% for 42 months with the same payment of $250.

I can have a brand-new larger tractor with the same payment, using the same implements I already have. The difference is an extra 19 months of payments.

Most of my tractor time for the next 5 years or more will be moving lots of dirt and gravel combined with 4 acres of field mowing. After that it will be driveway grading and field mowing. Clearance is important, although I'm not sure it would keep me from getting stuck.

I'm really looking forward to owning my BX free-and-clear in a couple years, but that new B-Series with the larger FEL capacity is looking good.

Good idea or bad?

Greg

Ductape · Feb 29, 2008

I like the bigger B..... i say trade up with the zero percent. I love spending other people's money !

NH-Rob · Feb 29, 2008

I love my 7510 but think if I did it again I would go with the 7610, even beter loader and a few ponies more.
Rob

ChuckinNH · Feb 29, 2008

It sounds to me like you want a bigger tractor.

More than likely, you will feel the same way from now until you have the BX paid for. If you upgrade then, it will be six years from now before it's paid for, so probably you would be just as well off doing it now. The thing is to be sure that is the size you can live with for a while. If you really want something larger than the B7510 that you can afford now, you probably should pay down the BX some more first. Whatever you do, have fun with it!!

Shantycoke · Mar 1, 2008

I had a 2004 BX2230 , and knew after a couple months that I needed something bigger. And the longer I tried to make due with it, the more I realized I needed something different. I ended up getting a B7800 last year and am more than satisfied with it. If you think you need something bigger, then you need something bigger. You know best what will work for you. I ended up selling the 2230 with 180 hrs, a fel and 60" mmm for $10,000.00. You may be able to sell yours outright and do a little better than trading in. Let us know what you decide and how it works out. Good luck,my friend.
Pat

bxowner · Mar 1, 2008

I went through the same thought process last fall, except I had moved to a larger building lot and really needed (OK, wanted) more hp and clearance than my BX had. Trade value was $7000 toward a B7610. I sold it in one week on craigslist for a little over $8000 with no effort.

Here in VT, you get a tax credit when you trade in, not when you sell privately. So, I only netted about $600. Not sure how it is in Oregon, but some people prefer the convenience of trading to the effort of listing, showing, etc.

It's easy for me to suggest what you should do with your money... but if it were me - and I had 4 acres to field mow - I'd try to get an extra $1000 out of the tractor by selling privately and apply that to a 7610. After all, you did buy the strongest motor available to the BX series and you're used to the benefits. Keeping the monthly payment the same is certainly an important part of rationalizing the purchase - but spending an hour or two on this site reveals the same regret over and over... "wish I had bought the one with a couple extra hp."

art · Mar 1, 2008

We've seen people move up in size of tractors before. Some have needed to for the size of the job and the time they had to do it. Some have found that later they missed the manuverability they had before.

Any way you look at it, it's a better investment to buy up, then to try to buy down! The first tractor is a learning tractor and from there you can figure out hw big you need to go.

Before I'd buy a new tractor like a left over B series I'd look at the new ones with the three range transmission! That is worth it to move up! The little bit in tires size giving a bit more ground clearence and traction is small compared to the options of power with a three range transmission.

valleydweller1 · Mar 1, 2008

Right now I'm thinking I'll list the BX on CL and see what happens. The 0% financing is good until the end of June, so no big rush there.

So, I'll be selling a 2005 BX2230 with FEL and a 42" brush hog, 150 hours on the tractor. What price should I ask?

Greg

Ductape · Mar 1, 2008

I don't know what your dealer is offering you for your BX in trade........ but i'll share my experience in my quest to upgrade.

An area Kubota dealer offered me $4,000.00 for my 195hr B2400 in trade toward a new 2920. I listed it myself in a couple different places, and sold it almost immediately to the first person who looked at it for $7500.00 ..... nearly DOUBLE what the dealer offered. C'mon ??!!!!! How much do dealers need to make on a trade?

My advice...... sell it yourself and use the additional money you are ahead to reduce the payment on your new tractor.

P.S. I will not be purchasing my new tractor from the dealer who offered $4000 for my trade.

Shantycoke · Mar 1, 2008

valleydweller1 said:
Right now I'm thinking I'll list the BX on CL and see what happens. The 0% financing is good until the end of June, so no big rush there.

So, I'll be selling a 2005 BX2230 with FEL and a 42" brush hog, 150 hours on the tractor. What price should I ask?

Greg

I got $10,000.00 for mine, like I said before, it had a fel and mmm. It must have been a good price because the niece of the guy who owns the dealership bought it. He was going to give me $8500.00 for it on trade. I'm not sure what the cost difference between a 42" brush hog is compared to a 60"mmm, but I would guess 2,000-3,000. I would ask 1,500.00 over what the dealer will give you, and leave a little room for haggling.
Pat