California
Super Star Member
- Joined
- Jan 22, 2004
- Messages
- 14,877
- Location
- An hour north of San Francisco
- Tractor
- Yanmar YM240 Yanmar YM186D
In a previous lifetime I did in-depth studies of costs in various State departments. I discovered CalTrans legal division pays for lifetime care of several totally disabled people who had successfully sued the state for putting a guardrail or lamppost etc right where they ran into it.I don't disagree. But in this case, the cost of enforcing useless laws may be several more drops in that bucket, than the occasional (6.8% in my state) uninsured accident victim.
It was explained to me this illustrated the 'deep pockets' principle, when there is insufficient insurance or no one to pay medical bills, then whoever has sufficient assets is next in line to provide the lifetime care.
And it was emphasized to me that individual landowners also face the risk of bearing these costs. So liability insurance is essential.