Share Pics of People Hauling or Towing Something Wrong

[BigBlue1]

Perhaps next time Mr. Boater will strap the back of his boat down... Lessons are expensive.

 

[zing]

Here are a couple more pictures from the Union Hill FD's Facebook page: On Saturday July 21st at approximately... - Union Hill Fire Department | Facebook
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Reportedly, this truck stopped and when the other truck tried to stop, the boat went flying:
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Aaron Z

Holy cow. Damage to boat, wrecked truck, and probably responsible for damage to the black truck that was in front of him. Plus cleanup charges, crane, possible fines, etc. If his insurance comes back and refuses to cover it because the boat wasn't properly secured, he will be a very unhappy fellow.

 

[zing]

No chance this was going to slide out of the bed at the low speed in downtown traffic. But if it did start moving that strap probably wouldn稚 hold for long.

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That galvanized pipe laying there unsecured could do some damage on its own, even if the strap doesn't break. Losing the whole kit and kaboodle could nasty though.

 

[Industrial Toys]

A bed liner is a VERY slippery thing! I once brought home an office desk in the back of my truck, with bedliner and an open tail gate. Got home, undid the straps and then headed up the hill toward the radio shack where the desk was going. I quickly lost the load. A very valuable and damage free lesson learned.

As for the boat. Who knows if the truck driver was in fact the owner, but the style of boat itself speaks volumes as far as I am concerned.

 

[DavesTractor]

Holy cow. Damage to boat, wrecked truck, and probably responsible for damage to the black truck that was in front of him. Plus cleanup charges, crane, possible fines, etc. If his insurance comes back and refuses to cover it because the boat wasn't properly secured, he will be a very unhappy fellow.

Insurance companies do not deny claims for negligence...because all collision claims involve negligence in some manner. They can raise rates. They can drop you at renewal time. But they pretty much do not deny claims on a valid policy unless they are intentional (fraudulent).

But wow, you are right regarding the expenses. This will be a big claim. And not everyone has coverage for physical damage to a boat. It's not required, and that is the big rub as far as him possibly suffering a large uninsured loss for the boat/trailer damage.

 

[Industrial Toys]

Apparently it's the medical claims and not property damage that is such a huge expense for the insurance companies.

I did something really stupid with my truck in the spring. Less the deductable, the insurance company happily paid for a lot of damage without asking many questions. Maybe it helps that I pay annually and early. Maybe not. But I am sure, they will get their money back out of me. I thought I might have a small dent, but these POS plastic and tuna fish can vehicles cannot take any impact at all. The bumpers are just for show. On a truck called HD, it's a joke! Just a little six thousand dollar dent!

 

[zing]

Insurance companies do not deny claims for negligence...because all collision claims involve negligence in some manner. They can raise rates. They can drop you at renewal time. But they pretty much do not deny claims on a valid policy unless they are intentional (fraudulent).

That makes sense. Thanks for the response. :thumbsup:

 

[BigBlue1]

Been seeing plenty of poor hauling in the last few weeks. Much of it related to people hauling hay. Saw one semi with round bales on a flatbed lowboy. Stacked 2 wide and 2 high. Had straps over the front 4 bales and rear 4 bales but nothing else in the middle (maybe 5 more rows of bales?).

I think a lot of people have a tough time differentiating static stability from dynamic stability. While something may seem solid just sitting there on a trailer they don't understand that inertia, wind, bumps and accidents will cause their poor fastening to come undone easily. I have friends who were driving their motorcycles when a farmer lost hay bales into their lane. One managed to avoid them but the other crashed and it has taken several years to heal back to the point of being mostly 'normal' in function again.

Rob

 

[Industrial Toys]

I think much of the regulations are considering the loads in an upset or accident. That cargo must stay with the vehicle.

What I see a lot is Mr. Handyman, Painter, Home Inspector with the ladder (sometimes extension) affixed to the roof of his Dodge Neon with a couple of turns of electrical wire or dollar store bunjie straps.

When I carried a Fiber Glass Extension ladder on my truck, I had a support from the trailer hitch and the ladder was secured with a half inch U bolt, with wing nuts, through the rungs.

 

[Midniteoyl]

Speaking of which, this isn't going to end well..