At 25HP, you can easily stay under $20K even with attachments. Mine was around $18K
I'd strongly advise NOT to pay cash for that amount for anything. Leave that somewhere it can continue to earn a rate to offset any finance charge, or at least most of it. I haven't even looked at the account my payments are being drawn off of in a few months, so I just did that. Even allowing for somebody's money wars that have caused significant market fluctuations (notably December 18 and May 19), the balance hasn't really dropped in nearly a year of payments. Without those two hits, I'd be up quite a bit.
0% for 60 months but there is finance charge, really end up being about even. If you have the cash its always better to not have a loan, but then again my 401k is rocking 12% right now.
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