Not a track loader (I do have a SVL75-2) but insurance - I was moving out of country and needed to sell my SUV. While in process of moving, my wife drove me to the airport one evening to catch my flight to Europe. Next afternoon, taxi driver dropped me off at my new office just as everyone was leaving work. My secretary saw me, told me to see my boss, the CEO, my wife called, there was a fire at home. It turned out that when she walked through the door into the garage that morning, she saw the SUV had a blackened windshield. Opened the door, melted plastic hanging, driver side seat burned, controls for windows burned, melted, hanging from door, and worse. She called 911, fire department came, cut the battery cables, pushed it out of garage. Fire started in vehicle but apparently died due to lack of oxygen. Thank goodness, wife and daughter were in house. Insurance ponied up and paid without question - $3,000 more than I had on the For Sale sticker in the window. Six months later on a return trip, my daughter gave me the mail that had come while I was gone. One was a recall from the SUV maker alerting me they were having a problem with shorting in a power window switch, do not park indoors, take to dealer immediately. I sent that to the insurance company who told me I would get my deductible returned if they could get money from the maker but alas, no luck. Not a big deal, family was safe, that's the big thing. But proof that many manufacturers will not stand behind their product in a case even when they have issued a recall for the fault. If something had happened to my family, I would have had to sue. So don't count on Kubota, count on your insurance. My two cents worth.