Keep all options open... always have a plan B. I retired at age 52 (US Navy) after 21 years. Some VA disability also. Im 58 now and can barely afford to live in this country (Virginia). I have been giving serious thought about retiring back in the Philippines. No Obama care, no high taxes, no heating bills, no auto insurance, etc. Figured out the other day that just ending my car insurane bill, electric bill and water bill would put 12,000 pesos a month more in my pocket. 12,000 pesos go a long way on the other side of the world. Manila has a large VA hospital, a modern hospital accross the street from the US Embassy. Wife is filipina along with all my inlaws. Lived in the Philippines for about four years so its nothing new for me. 400/500 square ft house would be fine for just the two of us. Philippines have great public transportion (no where I live now). Just my retirement pay would be about 5000 pesos a day and most filipina's live on 100 or 200 pesos a day. Probably need to do it before obama cancels all US passports.
mark