I just bought a Kubota
BX25D TLB with a 60" MMM last Saturday. It'll be delivered this week. I fought with the idea of spending the extra money then my wife pointed out the things I need to do right now. I have a ditch that needs dug, at least 7 stumps that need removed, she wants to move both of our sidewalks, i need to install at least 2 drainage systems in our yard to eliminate wet spots, and we have large dogs that unfortunately don't get to live forever.
I still debated. I plan on having this tractor for 20 years. Right now I can rent a mini excavator for around $400 per day (that's tax and delivery.). Ten rentals pays for the backhoe--and since my projects aren't going to happen all at once, I'd be renting one 4 times for at least 2 days each time.
And if I decide I'm not using it in a few years, I can always sell or trade it for one without.