No insurance specifically for the tractor I could check into HO policy but my deductible might be higher then the repair costs. My neighbor does body work so going to have him take a look at it. The silver piece is the latch to open/close the hood. It does work but not ideal so biggest concern is getting that part back to normal which should be possible since it isn't broken. I don't mind a few dings here and there as others have mentioned it adds character so I doubt I'll replace with brand new. It could have been worse so I guess in that regard am lucky I wasn't driving it at the time. The irony is I have wanted to cut that maple down for last couple years and now my decision is made. I'll get the last laugh AND have a nice reminder of the real power of Mother Nature.