tractor insurance

   / tractor insurance #11  
Put gas instead of diesel fuel in your tractor and run it till it kills it and destroys some parts. No home owners or riders will cover that, I don't think. KTAC will. Liability coverage is usually covered under a homeowners or business owners policy and has nothing to do with the tractor coverage or liability coverage can be bought as a specific policy to cover ones liability and every one should have liability insurance to cover negligent/stupid acts.
 
   / tractor insurance #12  
My Kubota dealer told me that KTAC paid for two (2) new tractor engines for one policy holder. He ran his Kubota into his deep pond, not once but twice, in two years. KTAC paid for having my Kubota dealer pull the submerged tractor from the pond and round-trip transportation for repair. KTAC declined to renew the policy.
 
   / tractor insurance #13  
Liability coverage is usually covered under a homeowners or business owners policy and has nothing to do with the tractor coverage or liability coverage can be bought as a specific policy to cover ones liability and every one should have liability insurance to cover negligent/stupid acts.

KTAC insurance appears to be good equipment insurance. However if it doesn't have a liability and medical component . . then readers need to understand their other insurance polices need to know about AND have the tractor covered under the umbrella and homeowner's liability side.
 

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