Value of credit rating

   / Value of credit rating #31  
I am by no means an expert on credit, nor do I claim to be. However, we have never had a problem obtaining credit when it was needed.

I would highly recommend that if you do need information that one would go to some qualified agency, not follow some links posted by someone who is always a week or months late in adding useless information to boards just to increase his post count.
 
   / Value of credit rating #32  
</font><font color="blue" class="small">( I was told by a friend of mine that sells car insurance, that your credit score will DIRECTLY affect your car insurance premiums /forums/images/graemlins/shocked.gif

I challanged him a bit on that thinking since it's prepaid how could it matter.

<font color="red"> he said they've found out statistically that the higher the credit scores, the more "responsible" the driver.
</font>
!!

)</font>
<font color="red">There is no independent study that bears this out,
</font> so this is insurers lame excuse to justify jumping in on in the credit score cash cow the bankers are milking.

Insurance and credit - They Hain't The Same Thing !!!

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   / Value of credit rating #33  
<font color="blue"> I believe they are right.
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Nope they are anything but right. Credit reports and scoring weren't designed for accuracy they are for the purpose of milking the cash cow.
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How can anything with a 70 % error factor be right?
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MY FIRST CAR http://chevy.tocmp.com/chevyscrapbook/files/kamp50.jpg
OUR FIRST CAR http://www.hubcapcafe.com/ocs/pages01/chev6003.htm
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GET THE BASICS HERE.</font>
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http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&postid=410243#post410243
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