I'm with xfaxman - been doing this with various equipment since the '70's, and I would NEVER set up a loader without float.
It's one of those things that, if you've not used it, you don't know you need - but once you HAVE used it, you will soon wonder how you ever got along WITHOUT it. It just broadens your options when doing all sorts of loader work.
I've also had machines with SEPARATE curl/lift levers, and JOYSTICKS. Much prefer joystick.
Some examples, 2-wheel drive machine (all I own)
1. Light grading, forward - bucket in FLOAT, gentle "bumps" to curl to control depth. Lot less "waves" in the surface than NO float.
2. Heavy smoothing, forward - NO float, curl so cutting edge is slightly up, bucket hard down, to the point where front wheels are off the ground if your machine can do it.
3. Spreading gravel - progressively dump going forward, watch the amount of material coming out of the bucket and try to maintain relatively even flow. When bucket is empty, simultaneously put bucket in float, curl back to slight downward tilt of cutting edge, reverse (BEFORE the bucket hits the ground

) and backdrag gravel just spread. Grab another bucketful, repeat.
4. Packing existing gravel after either "repairing" and/or spreading, BACKWARD - gently , bottom of bucket somewhere between flat to ground or cutting edge SLIGHTLY lower, FLOAT mode.
5. NOT so gently - Backward. Bucket down, bottom FLAT, NO float. Front wheels off the ground if possible, or as hard DOWN as your machine will do - Front edge will NOT dig in or move material, REAR heel of bucket will knock off any peaks, whatever weight the front of your machine has will be pushing down on entire bottom surface of bucket to smooth and pack the gravel.
This is NOT to suggest that the gravel will be as packed as you need, just a start. After driving various vehicles (preferably HEAVY) on it, another pass (5) will smooth out places that got packed more (sunk)
Some, if not all the above work on dirt more or less. You need to "play" with them on YOUR dirt (they're all different) to find YOUR best methods.
In a lot of hard duty, four wheel drive won't matter because your front wheels will be off the ground - with or without 4 wheel drive, you'll need to know how to separate your REAR wheel brakes to steer, because once you have bucket pressure on the ground, the tractor will likely NOT go where it was headed NOR will it be steerable in the normal manner. Brake pressure on one or the other rear wheel will be ALL you have to steer.
Traction - if your fronts are off the ground, you'll also need to know about DIFFERENTIAL LOCK. My 580 Case weighs 12,500 pounds and I STILL lose traction without stepping on the Diff-lock pedal.
These are some methods I've been using for decades, probably forgot a few - main point is, you should not LIMIT your options til you find out your OWN best methods... Steve