Speaking of passwords, and folks who lose them... if your passwords are anything other than random, if they have literally any similarity to them between institutions, having just one of them cracked or leaked means having all of your financial accounts accessed or wiped out within hours. The better hackers are very sophisticated today, with automatic routines that will try your email / password combination at every financial institution on earth, once they obtain it from a data breach.
Put otherwise: Your wife gets an email that an attack on Target's or Kohls' site may have compromised her data? Better believe that same password/email combination, and tens or hundreds of thousands of permutations of it, have already been tested against Wells Fargo, Bank of America, Fidelity, etc., long before you even heard of the data breach. Use randomly-generated passwords from a password manager app, for your own safety, please!