What is your "Debt Free Date"

[Loren49]

Debt Free?
Unless you have a solid business plan to pay for something - don't buy.
For personal and family purchases - if you don't have the cash, don't buy. There is a clear difference between a want and a need. How many spent money they didn't have over this Christmas Season?

One of these could help :laughing:
[ame=http://www.youtube.com/watch?v=dHn2sJ6T-bo]If You Don't Have the Money - Don't Buy It - YouTube[/ame]
SNL Skit: Don't Buy Stuff You Can't Afford - The Consumerist
We don't have much but have been debt free for a long time.
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A significant difference between health insurance and all others is that for example if your house burns and it is uninsured - you lose but if you get very sick and have no insurance (and few resources) others pay for your care. A little research shows that the reasons Medicare was passed were the ballooning cost of medical costs and number of uninsured elderly.

Loren

 

[RickB]

Obama doesn't have to run at all for several months yet. We're eleven months out from the election.



.

You can't be serious?

 

[CurlyDave]

...I took a look at your first link, and it was just a mix of whining and distortion. Yes, health insurance companies will have to meet federal guidelines. One of those guidelines that they will have to rake off no more than 25% of premiums, instead of the 40% they were pocketing before Obamacare. It's no wonder they are whining. Out of $2.3 Trillion a year in health care costs, 55% is covered by private insurance, and the 15% that they have to quit skimming amounts to about $190 billion a year. If you were losing a scam like that, you would be whining too, but don't waste a lot of effort on sympathy. They don't need it.

Show me where the Obamacare people are limited to spending 25%.

The reality is that the government can spend as much of the premiums as they like, and when they have blown through that they will force the taxpayer to come up with even more.

Obama and his band of socialists are turning the US into a third-rate nation. The elites at the top of the political pile live outrageously well, everyone else is headed for grinding poverty.

* * * * * *

I liked the old system better. My parents and grandparents worked hard and every generation was better off than the last. My wife and I worked hard, and even in retirement, I put a lot of hours into economic activity that improves my situation. I just do it on my own and don't work for anyone else, in fact I am the boss and hire people to work for me.

We want our children to have an even better life -- not everybody else's children, our children. Other people should be responsible for their own advancement and that of their children.

Until a guy has actually had to meet a payroll, or even just supported himself, for a few years his pronouncements on any economic issue are pretty close to nonsense.

 

[two_bit_score]

Show me where the Obamacare people are limited to spending 25%.

The reality is that the government can spend as much of the premiums as they like, and when they have blown through that they will force the taxpayer to come up with even more.

Obama and his band of socialists are turning the US into a third-rate nation. The elites at the top of the political pile live outrageously well, everyone else is headed for grinding poverty.

* * * * * *

I liked the old system better. My parents and grandparents worked hard and

every generation was better off than the last. My wife and I worked hard, and even in retirement, I put a lot of hours into economic activity that improves my situation. I just do it on my own and don't work for anyone else, in fact I am the boss and hire people to work for me.

We want our children to have an even better life -- not everybody else's children, our children. Other people should be responsible for their own advancement and that of their children.

Until a guy has actually had to meet a payroll, or even just supported himself, for a few years his pronouncements on any economic issue are pretty close to nonsense.

I just don't see why that is so difficult for so many to understand.
.

 

[ultrarunner]

Until a guy has actually had to meet a payroll, or even just supported himself, for a few years his pronouncements on any economic issue are pretty close to nonsense.

The problem I have is when what people preach is not what they do...

Congress expempting itself from the laws a regs we must follow is a perfect example.

 

[RickB]

.

Obama and his band of socialists are turning the US into a third-rate nation. The elites at the top of the political pile live outrageously well, everyone else is headed for grinding poverty.

* * * * * *

.

We have largely done it to ourselves.
The country's leadership on both sides of the aisle have done little or nothing to correct the problems, or make our descent any less steep.
Thomas Jefferson said democracy is doomed as soon as the populace figure out that they can vote themselves a slice of the treasury.

We have been there for a while now.

 

[two_bit_score]

We have largely done it to ourselves.
The country's leadership on both sides of the aisle have done little or nothing to correct the problems, or make our descent any less steep.
Thomas Jefferson said democracy is doomed as soon as the populace figure out that they can vote themselves a slice of the treasury.

We have been there for a while now.

Obama stomped on the accelerator.

I'll give Obama credit. If he had not bern elected we might still be incrementally going down the tubes and still thinking we are making progress. His actions have awakened a lot of complacent people. We may have a chance to make the needed corrections now.

GTFO 2012!
.

 

[EddieWalker]

It comes as a surprise to many people that the regulating agency for medical care in the USA is not a government agency. The American Medical Association regulates medical care. The AMA is run by physicians for the benefit of physicians. What you see is the result of 100 years of letting the union run the industry.

With a statement like this, I realize that we are so far apart that there really isn't any point in discussing this with you. What scares me is that others might also be this far off base.

The AMA is a lobying organization that says they are for the benifit of Doctors and the medical field. They do not set policy of any kind. They do loby for what they want, but it is not always in the interest of those they represent. There is a very big reason that membership in the AMA is decling and why so many Doctors withdrew their membership with the passing of Obamacare.

Why Join the AMA?

American Medical Association - Wikipedia, the free encyclopedia

There are all sorts of complaints against the AMA and it doesn't take much to find some of them.

Daily Kos: On The AMA's Opposition To The Public Option

Doctors Versus The AMA - Forbes.com

Doctors, Medical Students Abandon AMA in Search of Alternatives

A.M.A. Opposes Government-Sponsored Health Plan - NYTimes.com

Eddie

 

[brin]

With a statement like this, I realize that we are so far apart that there really isn't any point in discussing this with you. What scares me is that others might also be this far off base.

The AMA is a lobying organization that says they are for the benifit of Doctors and the medical field. They do not set policy of any kind. They do loby for what they want, but it is not always in the interest of those they represent. There is a very big reason that membership in the AMA is decling and why so many Doctors withdrew their membership with the passing of Obamacare.

Why Join the AMA?

American Medical Association - Wikipedia, the free encyclopedia

There are all sorts of complaints against the AMA and it doesn't take much to find some of them.

Daily Kos: On The AMA's Opposition To The Public Option

Doctors Versus The AMA - Forbes.com

Doctors, Medical Students Abandon AMA in Search of Alternatives

A.M.A. Opposes Government-Sponsored Health Plan - NYTimes.com

Eddie

Eddie...exactly on point...:thumbsup::thumbsup::thumbsup::thumbsup:

 

[ultrarunner]

Eddie... you continue to amaze me on the depth and breadth of your knowledge...

California's loss has definitely been a Texas gain.

This goes for Curly Dave too

Best wishes to both of you and yours!