I pays to shop around, I went to 3 dealers same tractor price varied several thousand dollars. First dealer is 3 miles from my house he would not budge in his price, he wanted $20K he wanted me to pay for loaded tires, 3 point hitch, and backhoe bucket. Second dealer said he could work on the price but I just did not get a good feeling from him. 3rd dealer gave me a price of $3K less than the first dealer, threw in loading the tires, 3 point hitch and told me to pick either the 9" or 12" backhoe bucket.
Signed the paper work and they delivered it withing a few days. he is 30 minutes from my house but is well worth the ride.