I do mine because I *like* the machine and spending time tinkering with it, and it's so much easier to work on than a car. Besides, having somebody else do it is expensive and hard to schedule. But I only go so far. Oil changes, battery replacements, broken alternator bracket and belt replacement, sure. When the water pump died, I did replace it, though I thought about having the dealer do it, and would have if it got too difficult. When the shifter lever broke off at the base, I thought I could do it, and got things partly dismantled, but got to the point that it appeared the 3pt lift cylinder and control and the ROPS would all have to come off, I gave up and they sent somebody out to do the job on site. Wish I could have been there, as I would like to have seen how they did it without removing all that stuff, or see if removing it was as hard as I figured. The stripped clutch splines, I never even tried.