An ex GF that I declared feelings for asked if I'd help her buy a house, because rent is 'too much'. I'd aready given her a car as a hint to get lost. (second time in 20 yrs.)
She kept showing me pics of $90k houses and offered to pay me $500/mo for ten yrs, as though taxes and insurance would be more affordable than rent and I'd be ok with 2/3 return. Yeah, like she'd have enough to pay me back. I guess she thinks the car will last ten years, or that I'll keep paying for insurance on it once I find the title to sign it over. (been a year and a half looking)
Another ex had roomed with a younger brother for several years after hubby died. She was ~60 and he ~55 when they bought a house in his name with minimum down-payment. He's was a trucker and made good bucks, was 10 yrs younger than me and looked 10 yrs older, a hard partyer if there ever was one.
The lender insisted on mtg ins, assuring that their butt was covered in the event of default. I guess they thought they'd both live for 30 yrs and pay the house off. Why they never considered adding 'credit life' ins at their age is beyond me. He died 3 yrs into the mortgage leaving her a $125k balance to cover on hubby's $1k/mo pension. She could have looked me up for advice before they signed up. She found me after he died instead.
If you think a friendship is over just loan them some $$. They'll make sure it is. :laughing: