Sorry if I offended. I wasn't make fun of the quote. I like the quote and think it's a good outlook.
It's not fear, but usually the bank or the law that makes me gamble, err, buy insurance. I'd rather self-insure.
And yes, answering the door is a gamble too. Your chances of it being a home invasion are probably much much less than winning the lottery. I'll gamble FBI statistics will back me up on this.
Maybe I don't live in the same kind of neighborhood, or see the same media, or whatever causes the fear, but if I lived somewhere where I reach for a gun every time there's a knock on the door I'd think about moving.
Well, not going to worry about it. Peace.