It all depends on your driving. If you start your car and get on the highway, drive for a 1/2 hour or more is a lot easier on your oil, engine and transmission than the person who gets in their car, drives to the grocery store, shops, then drives to the hardware store, then maybe the donut shop, then heads home. Never fully heating up the engine and other components. For cars and trucks, I usually recommend an oil & filter change twice a year, regardless of milage. The first driver in my example may end up with 10,000 mile oil change interval with no degradation of the engine components. The second driver might only have 1000 mile oil change interval, but already used up their oil's life.
Same with a tractor. If you get on it and work it all day long, you can safely use the 400 hour interval. But if you get on it and only use it for a short while each day, you would want to change oil more often, especially in the winter!
Modern engines have much more efficient crankcase ventilation than the older engines (pre PCV days). Remember the old road draft tubes with an open filler cap for adding oil!