I will turn 60 in December. Have bought a little acreage (11) up in the foothills of the Ozarks near Hot Springs Ark and commenced making it my retirement "farm" So far I have my tractor and disc, cultivator, BB and bushhog which keeps me busy on my time off. I thought I could retire at 60 but like everyone else, the stock market downturn has put that on hold for a few years. Regardless I still plan to retire at 62 at the latest. I am trying to make up the difference in 401 K losses enough that I can build my new retirement home with cash money so I at least wont have to worry about a house payment. Since I have no other debt to speak of other than the essential insurance and food/gas I dont think money will be an issue. My wife is already on SS and enjoys time with the grandkids. If I only knew how long I will live, I could retire now, but with my luck, I will outlive my income. I sure dont plan to become inactive when I retire, I have had enough of that while working to last me a lifetime. A couple of years ago, I started making my list of things to do at the farm. So far I have worked off only a few of them working just on my vacation time off. I grew up farming and swore I would never do that, but after 35 years in construction, I am looking forward to going back to my roots(no pun intended)