Regarding the fudge factor in calculating how much real gravel I would need for a ramp apron, is there any reason that I could not use some beach sand and pebbles (plentiful as you can imagine on island) to substitute for some of the base layer of gravel, especially to replace whatever organic material I remove (turf, topsoil etc)? That could significantly cut the amount that I'd need to haul over on the ferry.
(Unlike my neighbor Charles, who hangs out on a hoity toidy island full of presidents, ex presidents and secretaries of state, and that is serviced by large ferrys multiple times a day, our ferry service is rather limited and it is tough to get trailer on in the summer)