Will 0% financing continue?

   / Will 0% financing continue? #1  

sandtuck

Member
Joined
Oct 10, 2008
Messages
41
Location
Mississippi
Tractor
Kubota M7040 MFWD, FEL, Hydraulic Shuttle and John Deere x300 mower
Does anyone know if the 0% financing will continue after 5/31 ?
 
   / Will 0% financing continue? #2  
No one knows. Apparently even the dealers don't know until the morning of the change, no heads up at all. That being said, if it doesn't continue in June, I bet it will restart at 0% next quarter.
 
   / Will 0% financing continue? #3  
With treasuries paying 1%, how high can they push it? It is VERY likely to continue. With real unemployment at 15-17%, they have very little choice if they want to keep factories running at all and dealers moving anything.
 
   / Will 0% financing continue? #4  
With treasuries paying 1%, how high can they push it? It is VERY likely to continue. With real unemployment at 15-17%, they have very little choice if they want to keep factories running at all and dealers moving anything.
Guess we'll see if Kubota is being affected by unemployment and treasuries rate and if dealers are selling anything at the begining of next month. Doesn't seem to be the case in Somerset, Ky. Kubota wise and other wise.
Wait and roll the dice and take your chances and the 0% is a several thousand dollars chance with some of the equipment selling prices. Waiting can/is also costing several hundred dollars more because of increased price hikes by tractor companies. Not speculation, fact. The prices have continued to rise over the past several years.
It's a gamble to wait, in my opinion, no doubt about it other than there's no chance at winning, only losing. Can't go lower than 0%, prices are not going to go down. Best that can happen is interest stays at 0% and worst that can happen is that it doesn't. Risking losing high dollars with no chance of gaining any dollars.
Not trying to talk anyone into buying a tractor but if you plan on buying one, now is the time to do it.
 
   / Will 0% financing continue? #5  
I agree with JohnThomas' major argument. Cannot go lower than zero. Absolutely can raise prices. Careful analysis of Kubota's "build my Kubota" feature which gives you MSRP, the prices HAVE increased over the past year.
Waiting costs money as prices continue to rise. Not huge amounts, but the tick ups do add up. What the rising dollar does to this equation against Japan's yen is unknown.

I don't know if the OP is torn between waiting for a big check to come his way in a 6 weeks :) or is prepared to jump in now, or merely wondering out loud.

To answer the simple question of the OP, who knows? I am betting zero continues or returns very, very quickly.
 
   / Will 0% financing continue? #6  
I just bought a M9540HDC Saturday. My dealer said he asked his rep and he would not say weither the 0% would continue or not, but he gave the impression that is was not going to continue next month. Thats not saying it will not be back in the future though. Nobody knows for sure except Kubota. If you are really serious about buying a tractor I say go for the 0% now. My tractor was over $55,000 with all the stuff I had put on it and 0% saved me a ton of money. I was going to buy a new tractor in the near furture anyway I just bought it a few months earlier than expected to take advantage ot the 0%. Now I can use the money I would have paid in interest to buy more attachments.
 
   / Will 0% financing continue? #7  
I would say it depends on if the green and blue brands offer it.
 
   / Will 0% financing continue? #8  
Zero % sells. A small bump in price will not hurt sales if zero % continues so they could do that to cover they cost of the money.

Remember a price bump is reflected as increased annual sales in the shareholder reports.

Oh the games people play. :D
 
   / Will 0% financing continue? #10  
Zero % sells. A small bump in price will not hurt sales if zero % continues so they could do that to cover they cost of the money.

Remember a price bump is reflected as increased annual sales in the shareholder reports.

Oh the games people play. :D

Course the stock holder always looks at the dividend that they are to receive as the deciding factor of the Companys worth to them.:) Don't know if Kubota is stock Company or privately owned or not. Does anyone own shares in Kubota?
 

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