I agree that HST is faster for loader work, but I have a M5040DT with gear transmission and synchro shuttle and do not find any real problem with loader work other than bucket movement is slow when the engine is idling slow. Sometimes I'll kick up the RPMs just to get the bucket to move faster. My
B21 has the hydro so I have used both.
But I do agree that hydro is nicer for loader work. I see the hydro even more valuable for mowing where you need slow forward speed for maneuvering around shrubbery, etc.
Ken