Walkout Basement Baptism

[jinman]

Sounds like yours ended up pretty cheap. We'll see how we fair with State Farm. I came home Tuseday night from work to a house fire. Wasn't bad, pretty much just the sofa/sectional. We had a reptile terrarium which sat on one of the chair sections and the terrarium heater shorted out and caught fire. I came home just in time. The fire department felt another 15-20 minutes and we could have lost the whole house. I priced an equivilent sectional the other day at $8900.:confused2: Glad we have replacement value insurance. I paid $4200 for the sectional 19 years ago.

Wow! Cyril, you must have some smoke damage too. Sorry to hear about your fire and glad you caught it in time.:thumbsup:

 

[JB4310]

As a retired insurance adjuster of 57 years, you have no clue how adjusters are paid. There is no % paid. Adjusters are paid a salary.

Well I'm not in the insurance business, except I'm pretty well versed in loss prevention being a contractor for 28 years.

I know for a fact that there are companys around here that are paid percentage of their qoute when working for insurance company, these are independant contractors, not working directly for the ins co, but do the majority of their work for them. some of the jobs they get and some not, but they are paid well for the estimating, definitly not a salary, though they are not really adjusters, but they're doing the same job.

How about when they have to bring in alot of out of state adjusters for storm/disaster related losses, are they like sub contractors? I would think they might be paid some kind of commission?

JB.

 

[dcyrilc]

I would never buy anything like what dcyrilc bought, but if a sofa lasted 19 years, he liked it, and could afford it, I say more power to him.

Definately not for everyone, but I was quite happy with the sofa. Without the fire, I figure it would have easily lasted another 20+ years. At that time, it would still be under warrenty as well.

As for affording it. When I bought it I wasn't married, didn't have kids, and made around $25/hr. That was in '92. Yeah, I had money to burn back then.:laughing: Wish I could still say that today... minus the no wife or kids part.

 

[dcyrilc]

Wow! Cyril, you must have some smoke damage too. Sorry to hear about your fire and glad you caught it in time.:thumbsup:

We really did catch it just in time. I got doors open and started getting the smoke out, following which the fire department used fans to finish evacuating the rest of the smoke. There was vertually no smoke staining on the walls, but man was there a stink. The cleaning company ran an air scrubber for 24 hours and it didn't seem to make any difference. I was geting worried, but then they started cleaning the next day and the odor was pretty much gone within a few hours. They finished cleaning Friday afternoon and told us we needed to get all the plants and pets out of the house. Did that yesterday. Monday morning they're going to setup a commercial ozonizer for 24 hours and expect to be done and out by Tuesday afternoon. State Farm Insurance is currently putting us up at the Marriott Residence Inn in a 2 bedroom suite. Nice place. So far, no complaints.

 

[EddieWalker]

Glad to hear things are coming along so nicely.

About two years ago, I was heading out the door and was actually right in the door, about to close it when I heard a noise and then a "woosh" type of a sound. I walked back to the bathroom and saw water shooting out of the wall, behind the toilet. I ran to the vavle and got it off in about a minute's time from when it happened.

A wooden "thing" that my ex had placed on top of the toilet had slid off and broke the half inch sch 40 PVC line that I have for my toilet supply line. I broke clean off and the water just came in as fast as it could!!!!

I spent hours with every towel in the house on the floor. Then picking them up and putting the the tub. I build dams with wet towels to slow it down, and just kept at it until I got it dry.

Being PVC, it was an easy fix and there wasn't any other damage.

Timing is EVERYTHING!!!!!!

Eddie

 

[JB4310]

Water could be the worst, I've heard horror stories of plumbing pipe breaks on the 3rd floor of huge old victorians and running all day. 3 floors of hardwood flooring, plaster walls, canvas ceilings. Big money losses!

Looking at a stain on my plaster ceiling in the dining room right now, Kids seem to have a problem with their bathroom up above, fixed it once already, then they overflowed the toilet again

Edit: With fire there's smoke so everyone sees it pretty quickly (unless you're isolated) With water there's no outward sign so no one will be alerted, till you come home and open the door!

JB.

 

[sodamo]

Definately not for everyone, but I was quite happy with the sofa. Without the fire, I figure it would have easily lasted another 20+ years. At that time, it would still be under warrenty as well.

As for affording it. When I bought it I wasn't married, didn't have kids, and made around $25/hr. That was in '92. Yeah, I had money to burn back then.:laughing: Wish I could still say that today... minus the no wife or kids part.

Just a thought, but might a rebuild be possible? Might be worthwhile to contact the manufacturer.

 

[dcyrilc]

Just a thought, but might a rebuild be possible? Might be worthwhile to contact the manufacturer.

I was thinking about that today. Not going to do anything until after a settlement is reached with the insurance company though.

 

[Obed]

Hey! I have a fun idea. Let's all look for our favorite pieces of furniture on craigslist and post links for Obed. I think he needs a deep pile shag rug, a disco ball, and some bright purple and green furniture.

animal print

purple shelf

yellow chairs

great purple couch

HEY LET"S ALL HELP OUR BUDDY, OBED.:laughing::laughing::laughing:

That's funny. Today my wife asked if she needed my input on decorating. I responded, "no". In our previous house we had some differences in opinion regarding interior paint colors. I promised her that I would be quiet about paint colors in our new house and reminded her today about that promise. So then we started kidding about decorating with purple. Now I read this thread and you guys recommending purple. Maybe it's a sign?

Is that purple couch less than $300? If so, I'm in!
Obed

 

[CompactTractorFan]

Water could be the worst,

Sewage is worst! :thumbsup: I know...