New Checks

[forgeblast]

Our checking account came with free checks. Just dont pick the fancy ones otherwise they charge you.

 

[grsthegreat]

My pilots license used to be my SS#. The FAA finally did away with that old system. Everytime my number was listed, my SS# was available to view. Oh, and you could go online and view pilot lic#... it was insane.

As for my credit score, im personally trying to get it down as close to 1 as i can. I was in the 800 range forever. Then i paid off my house.....man the credit bureau hated that. The score dropped about 120 points.

Then i paid off and canceled all but 2 cards.....down another 100 - 150 points or so.

I personally don't care. The credit card companies consider me a DEADBEAT as i own no one a single cent. They hate me.

Since ill never take out another loan again, and im self employed i don't care. If anyone reads my TRW report they will see everything paid on time, never a late payment. and SEE THAT EVERYTHING WAS PAID OFF IN FULL. iF THAT'S TOO HARD TO UNDERSTAND THEN HE** WITH THEM.

(ps: how can i yank this caps key off of my keyboard)

When i bought my 2005 F350 about 1-1/2 years ago i went in with cash. That really messed with their heads. The dealership kept wanting my SS# to run for a credit check. I kept telling them it was a cash deal. It was getting ridiculous. People just dont know how to do cash deals anymore....its plastic or checks.

 

[bigtiller]

I got ID'ed for a 100 dollar bill at Richman Gourden sometime back it the 80's. I just left the items on the counter and walked out.

 

[brokenknee]

My pilots license used to be my SS#. The FAA finally did away with that old system. Everytime my number was listed, my SS# was available to view. Oh, and you could go online and view pilot lic#... it was insane.

As for my credit score, im personally trying to get it down as close to 1 as i can. I was in the 800 range forever. Then i paid off my house.....man the credit bureau hated that. The score dropped about 120 points.

Then i paid off and canceled all but 2 cards.....down another 100 - 150 points or so.

I personally don't care. The credit card companies consider me a DEADBEAT as i own no one a single cent. They hate me.

Since ill never take out another loan again, and im self employed i don't care. If anyone reads my TRW report they will see everything paid on time, never a late payment. and SEE THAT EVERYTHING WAS PAID OFF IN FULL. iF THAT'S TOO HARD TO UNDERSTAND THEN HE** WITH THEM.

(ps: how can i yank this caps key off of my keyboard)

When i bought my 2005 F350 about 1-1/2 years ago i went in with cash. That really messed with their heads. The dealership kept wanting my SS# to run for a credit check. I kept telling them it was a cash deal. It was getting ridiculous. People just dont know how to do cash deals anymore....its plastic or checks.

Are you sure they didn't want your ssn for the IRS? I don't know if it is a federal thing or just a MN thing, but all cash sells over $10,000 have to be reported to the IRS. I think it had something to do with the drug dealers years ago going into dealers and buying new luxury cars for cash.

Only thing I use checks for is to pay bills that do not have online payment. Most places won't take them anymore anyway or if they do they run them through their machine and then hand them back to you.

Only thing on checks is name and address, I don't think the doctor is going to send it back for no phone #.

 

[grsthegreat]

Are you sure they didn't want your ssn for the IRS? I don't know if it is a federal thing or just a MN thing, but all cash sells over $10,000 have to be reported to the IRS. I think it had something to do with the drug dealers years ago going into dealers and buying new luxury cars for cash.

Only thing I use checks for is to pay bills that do not have online payment. Most places won't take them anymore anyway or if they do they run them through their machine and then hand them back to you.

Only thing on checks is name and address, I don't think the doctor is going to send it back for no phone #.

That was a different form i had ... i got it from the bank when i pull out the cash.

They kept telling me they needed to run my trw.

 

[Soundguy]

i put my name, pobox and cellphone number on them. that way with reverse number lookup they don't get my house address... and they can't show up at my pobox to steal anything either.

also.. I only write checks to pay bills. to send money to people I don't know.. I use postal money orders...

soundguy

 

[vsumoski]

The new thing is to just get the last four digits of your social.


That's all a thief needs, because the first five digits correspond to your birthdate and place of birth; information easily determined and seldom hidden.

 

[DANOCHEESE]

Just leave the checks blank Most places will just run your check and hand it back with the receipt attached. If they don;t know you they won;t take a check

How are your insurance rates with a low credit score Americn Family raised mine becasue I jsut borowed 300,000 to stat a job they did the yearly check same time as operational loan hit. Conversation with agents solved that

 

[grsthegreat]

The new thing is to just get the last four digits of your social.


That's all a thief needs, because the first five digits correspond to your birthdate and place of birth; information easily determined and seldom hidden.

?? where did you hear that?? Ive found people with numbers very similar to mine that were born no wheres near me.

 

[RoyJackson]

The new thing is to just get the last four digits of your social.


That's all a thief needs, because the first five digits correspond to your birthdate and place of birth; information easily determined and seldom hidden.

Not quite accurate...

Here's an explanation:
Decoding Social Security Numbers in One Step