Good Point. I have thought of the absurdity myself. The fans appear to have thermal overloads. Most devices today have internal fuses. In the past they did not. My concern with the fans is that they run unsupervised. The bearings could go bad and I might not notice. All of the other equipment I can hear, see, and smell. Yes I am paranoid, but am I paranoid enough? I am still open to suggestions. The fact that a fire department saw two fires in a year scares me. I could just do the GFCI and go with 15 amp ones. The fans are the only thing on the breakers. I over wired this house when I built it.
The code changes all the time. Most code changes are driven by some issue. Have we found and solved all of these issues? Probably not. Anyway yours and others suggestions are appreciated.