Talking about hot water brings another thought to mind. With geothermal, make sure you get a desuperheater option on your unit. With it, you get 'free' hot water during the summer. It takes the waste heat from the house and heats your domestic hot water with it. During the winter, it will heat your water some, but not to the extent in the summer.
If you are planning to replace your existing water heater soon, do it now when you put in your geothermal system and reap the rewards. It works best to have 2 water heaters, one used only for storage that will hold the water heated by the geothermal unit. The water comes into the storage unit, then from there to the main water heater. That is the way ours is set up. You know how as you are taking a shower, especially if you are 3rd or 4th in line, you have to turn up the hot water as it gets cooler? Well, in the summer, we actually have to turn down the hot water because it gets hotter once the main water heater starts drawing water from the storage heater.
So you can figure at least 50% savings on hot water by going this route.