Wow. Not being a woman you probably don't have a clue why the need. My daughter was stalked by a loony who by luck ended up dead while my daughter was made to go on a family vacation. He came to the house and tried to get in thinking she was home. He died in his car by an apparent self inflicted wound to the head. When you need a gun you don't get to say "Oh wait while I go get my gun" or "stop or I will call the cops". Millions of kids grew up with guns and are just as safe as those that need professional help.
I have no problem whatsoever with anyone who is capable carrying a concealed weapon. But the original post said the law is too restrictive because it requires a minimal fee, training, and doesn't allow open carry. I disagree. I think for the welfare of the common public, it is wise and prudent to require those who carry weapons in public places to have basic minimal skills, have knowledge of pertinent laws, and have had to prove that. Hence requiring passing a basis CWP course and paying a minimal fee to cover costs of these programs. And most of the public, including me, don't believe in open carry. So it's simple. If you want to carry a weapon, then get training, prove your skill, and buy a permit. It's no different than getting a drivers license. If you're too cheap to pay ($50 in my state) or too lazy to pass a short course, then don't carry in public places where you may endanger me.
I was at a local sporting goods store the other day. A young lady had just purchased a Glock. She was standing at the counter waving it around, pointing the muzzle in my face and at others standing there, talking and laughing. Her finger was on the trigger. Finally a gentleman asked her to please not point her gun at him. She was indignant and loudly said, "why? It's unloaded!" What an idiot. And she carried that weapon home, and maybe is still carrying it in her purse. That scares me. Both for her safety and for the safety of others. So no, I don't think our laws are too restrictive. Frankly, I think more training should be required before one is allowed to carry a weapon in public places. The recent trend for every Tom Dick and Harry ( and Suzie) to be packing a weapon is a little frightening. But before I get blasted by our gun loving members, let me be clear. If you're mature, trained, capable of safely handling a weapon, and knowledgable about when you can use it, AND willing to prove it to me by taking a short course and paying a small fee to get a permit, then by all means, carry it concealed. My Kahr .380 or my Kimber .45 is usually on my person. And if you're not skilled or licensed, strap your gun on your hip and carry it all you wish in your home or yard. But when you're in public places, either leave it at home, or prove to me and others that you're qualified by earning and paying for a CWP.
And as far as cycling, the day I feel I need to carry a weapon on my bike is the day I going to quit riding. I've been around hundred of cyclists in my life, who collectively have ridden more miles than most of you can imagine. I once rode 300 miles every week, for years. I've had 3 friends killed in cycling accidents, many more injured. It's a dangerous sport, more so if you're not skillful, careless, or unwise. But never, have I nor any of my hundreds of cycling friends, ever been in a situation where a firearm was needed or wished for, at least to my knowledge. A women or anyone riding alone is unwise. If definitely ups the chances of bad things happening. That's a fact.
But if a woman insists on riding alone in remote places ( or wants to walk down dark alleys at night alone) then by all means, carry a weapon.....if she is legally licensed and skillful. But I still say the greatest dangers encountered cycling won't be reduced at all by having a weapon in your jersey pocket.
But it's wiser to not put yourself in situations that could be unsafe. If you ride remote areas (and those are the best) ride with friends. Carry a cell phone. Obey traffic laws. Be courteous and attentive to motorists. Ride single file. Practice your bike handling skills. Keep your equipment in good shape. Don't overlap wheels. Hold your line no matter what . Those are the skills that will protect you from 99.9% of things that could hurt you. It would be very rare that carrying a weapon would be worth the trouble. As much as I love my many rifles, shotguns and handguns, you never see me carry one when on my bike