Who can afford a new truck anymore?

   / Who can afford a new truck anymore? #461  
I have a freight liner fld120 and a 78 load star and they farm plate and insure cheaper than my f250. That's why I don't understand why one would buy a "heavy duty" pickup load it to its max so it can strain it's weak guts out when you could get a used medium duty truck that is actually built to work for a 1/4 of the price.

Few things that come to my mind would be total weight, CDL licenses, air brake endorsements, non-farm use, etc....
 
   / Who can afford a new truck anymore? #462  
here, you can get a farm use tag for a semi truck... Know a guy that has 1.
 
   / Who can afford a new truck anymore? #463  
There's plenty of farms that have semi trucks. A farm use tag means farm use. Can you haul a camper on vacation with a farm truck? Can you tow your boat to the lake with a farm truck? I don't know. Just curious as to what constitutes farm use VS non-farm use?
 
   / Who can afford a new truck anymore? #464  
Few things that come to my mind would be total weight, CDL licenses, air brake endorsements, non-farm use, etc....
Total weight... What do you think a cab chassis medium truck weighs. You can load up to 26,000# here with just a chauffeurs license. Load all you want and drive whatever you want with farm plates. Don't get air brakes if you don't want them. Always keep a bale of straw or random tractor part on truck to ensure continuous farm use.
Did this for years, been pulled over-no problem, always communicate with insurance-no problem
 
   / Who can afford a new truck anymore? #466  
There's plenty of farms that have semi trucks. A farm use tag means farm use. Can you haul a camper on vacation with a farm truck? Can you tow your boat to the lake with a farm truck? I don't know. Just curious as to what constitutes farm use VS non-farm use?

You can use your pickup for personal use if it has a farm tag on it in my state if it weighs less than 7500. Where they get you is you can't go past neighboring states and claim "farm use".
 
   / Who can afford a new truck anymore? #468  
You can use your pickup for personal use if it has a farm tag on it in my state if it weighs less than 7500. Where they get you is you can't go past neighboring states and claim "farm use".

I think I've heard that in past threads here on TBN. As far as I can tell, in Indiana, a farm plate limits you severely as to what you can haul and where. For example, you can't drive a farm plated truck to any employment (a paying job) off the farm. You can't drive it on vacation. You can't drive it for pleasure. Its questionable if you can drive it out of state. Its only for farm related use. Wish I could find more about it on the BMV site. I think you may need a USDOT number to cross state lines at just 10,001# or more, but that may be for commercial. Heck, its confusing.
 
   / Who can afford a new truck anymore? #469  
Now you know two. Put not for hire on it and do what you like.

Best I remember, he also has not for hire on his truck... Says he drives his anywhere he wants, and hasn't had any problems ...
 

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