19° and about 1/2" of snow. I also pay all the bills. My wife takes no interest in doing it or knowing about it. I would caution against user account names and passwords kept on a file on the computer, unless you encrypt the file. Up until this yr, i would make and print a yrly spreadsheet showing major bill due dates, amounts, and id write in amount paid, then go back and update spreadsheet at end of yr. For loans would include start bal, end bal, int rate, originate date and amount. I did not include my utility bills, this was more for loans. I would also list yr begin and end mileage for vehicles. I stopped using it last yr, have less loans now. I still like paper bills, even if i pay online. I keep bills due in a pile in the order due. Course i track everything in quicken, and it keeps track of upcoming due bills also. As for passwords, i keep them written in a place, where she knows where they are. I also now use lastpass for some of the online accounts, it will automatically fill in the account name and password for the sites i allow. There is just one password to remember for lastpass itself. I use lots of spreadsheets. Keep track if all my tractor usage. I track each task i use it for, if i use bucket, forks, or backhoe and the hrs. Also fuel fills. I dont track lawn mower usage. Also track sons college bills, i know exactly how much is spent on books, fees, dorm, meals, tuition, etc. And i track courses taken, hrs and grades, and how many they gave left. Dont want to waste money on needless courses, as long as im paying the bills. And track all utility payments. All electric usage since i built house 20 yrs ago, and keep and compare yrly averages and sliding 12 month averages. When i burned oil, have amounts and cost spent. Track my pellet usage, and yrly costs and amounts. I know how many bags are in the barn, date and number of bags i stock in house.. Also have a monitoring system on my geothermal, and it captures run times, temps in a monthly csv file that i can then analyze.