Kubota Insurance

   / Kubota Insurance #11  
What's your deductible? A farm policy is comparable to KTAC when it comes to coverage but typically has a higher deductible which gives you a lower premium amount.
 
   / Kubota Insurance #12  
100.00 dollar deductable broad peril policy theft , fire , wreck on and off trailer , tornado , flood ect
 
   / Kubota Insurance #13  
Check Case New Holland financial services. Just insured new tractor and implements for $165 per year. This is for $24k coverage with $1,000 deductible. They insure all tractor brands.

Oddly enough, Farm Bureau was $600 per year for same coverage. That surprised me.
 
   / Kubota Insurance #14  
Wonder why farm bureau rates are so different from State to state I have noticed that before
 
   / Kubota Insurance #15  
When I financed my 3940 through Kubota's 0% plan several years ago, I had to buy their insurance. I didn't have an option to use another insurance company. The only benefit the Kubota insurance offered over my HO policy was it covered any loss anywhere including I believe transportation losses (like falling off a trailer).
 
   / Kubota Insurance #16  
When I financed my 3940 through Kubota's 0% plan several years ago, I had to buy their insurance. I didn't have an option to use another insurance company. The only benefit the Kubota insurance offered over my HO policy was it covered any loss anywhere including I believe transportation losses (like falling off a trailer).

As far as I know that is inaccurate. I'm not saying you were not told that, but it was very clear I needed coverage but could source wherever I liked. KTAC was the best coverage for the cost in my case.
 
   / Kubota Insurance #17  
Check Case New Holland financial services. Just insured new tractor and implements for $165 per year. This is for $24k coverage with $1,000 deductible. They insure all tractor brands.

Oddly enough, Farm Bureau was $600 per year for same coverage. That surprised me.


KTAC would be about $375 per year and a $250 deductible. If you file one claim, the combination in money saved with KTAC (deductible + annual payment) is better than both the CNH and farm policy. Just saying... :)
 
   / Kubota Insurance #18  
KTAC,

Will KTAC cover any brand tractor? If so will they insure a tractor in Alaska? Value would be around $40K. Thanks
 
   / Kubota Insurance #19  
KTAC would be about $375 per year and a $250 deductible. If you file one claim, the combination in money saved with KTAC (deductible + annual payment) is better than both the CNH and farm policy. Just saying... :)

If you have a claim. What % of tractor owners have a claim in a given year?
 
   / Kubota Insurance #20  
I put mine on my auto policy; with full coverage and $250 deductible I pay 253$/yr. I have 1/4 mile of road frontage so it would be foolish to go without the liability, which you won't have with a marine policy. It's still a commercial policy from back when I was self employed, I have more liability insurance than most cars on the road.
 

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