West Coast Smoke, UGH!

[ultrarunner]

^^^ Just ramblings on my part... but say you pay 10k fire insurance to rebuild a 2200 square foot ranch style stick stucco...

 

[MossRoad]

I think maybe he means he'd consider renting and not having to pay home-owner's insurance.

Unless he's talking about being self-insured, in which case, I agree with you. Even though our house is only worth around $100k, our insurance is under $1K per year. That's a lot of years to go with no claims to break even.

 

[MossRoad]

^^^ Just ramblings on my part... but say you pay 10k fire insurance to rebuild a 2200 square foot ranch style stick stucco...

Our current house is worth about $100k. Just checked with insurance agent last week (since we added on to the garage) about coverage. They estimate it will cost $235K to rebuild this $100K house, and we pay less than $1K per year in premiums. I'm happy to spend that every year for peace of mind.

 

[dragoneggs]

We've had some nice blue skies and the smoke is gone. So... I thought I would do something about that!

 

[MossRoad]

Hahahaa!!! Nice!! :laughing:

 

[ovrszd]

well, im mortgage free..actually debt free, but i still have insurance. too chicken to try without it.

My philosophy. If you cannot afford to replace an item today, it should be insured.

 

[MossRoad]

We've had some nice blue skies and the smoke is gone. So... I thought I would do something about that!

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Hey, you made us a great sunset last night. :thumbsup:

 

[California]

Hey, you made us a great sunset last night. :thumbsup:

You'd love it here. 4:30 pm sunset, getting dark as the sun sets into the smoke layer. Downwind from the Glass Fire.

 

[ovrszd]

That is a very nic pic!!!!! The ole Aeromotor sets it off beautifully!!!! Wonder how many smokey days that ole kid has saw?

 

[dragoneggs]

Hey, you made us a great sunset last night. :thumbsup:

Your welcome! Tonight you might get another one. I BBQ'd a lamb rib roast last night.