Torvy
Super Member
Probably because most fire damage is either caused by something other than workmanship or cannot be determined due to the extent of the damage. Default position on a fire is insurance, not warranty. The dealer is doing the normal, rational thing here.I wish the op the best on this.
but we really need to figure out how and why with evidence vs.'fire no warranty' attitude that the dealer seems to have.
It COULD be workmanship in some way, but that's a stretch. Especially, since we know the OP did not do the 50 hour oil change. This could indicate that other things may have been neglected. While not likely, it is possible that the missed change increased Temps due to friction and increased the chance that debris, oil or even wiring caught fire. A good investigator would determine it was missed and void any warranty claim. Insurance would still cover.