Yogi05
Platinum Member
The storm was May 2022. They just finalized my house repairs a couple weeks ago.You've really had some rough luck over the past year, I hope it improves. I understand the craziness of being broke, and yet for a little skin every month for the rest of your life you can buy a brand new machine.
It's quite easier to buy a more expensive new machine than it is to save up for a cheaper one. You'll really like the T25, I suspect; I've only played around with one at an open house event, but I was absolutely impressed with it. Add to that, if you check the TYM section, they're very well regarded.
Unfortunately, the only reason I can consider a new machine is the amortization is 15 yrs. Making the "what can I squeeze out of my pay consistently for a long time" a consideration.
Even the dealer told me not to take 15 yrs to pay it off LOL.
These days it seems people don't shop for "value" but shop based on what they can squeeze out.
I've never done that before because there's too many variables that can turn things bad over night.
I haven't bought a new vehicle since 1996 and my ex-wife ended up with that
All that to say, screw it! I'm getting older, my health is not terrible but limiting, so I will probably go for it.
I have done, and am still doing a lot of "research" on which to buy. I've also looked at Yanmar, $5k cheaper at purchase until you add the same options the T25 comes with and a much nicer looking install. Rear remotes for example. Nicely at the back of the tractor as opposed to bolted on the Yanmar ROPS. Then it's a matter of reputation (T25 over Yanmar) and comfort/accessories.
A friend wisely pointed out if I was getting into a monthly payment I should really buy a new car, but a new car won't do all the things I need a tractor for around home. And a tractor isn't costing what a new car would.
End of life story with whining
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