I am somewhat OCD on the trailer tire pressure. Part of my procedure prior to towing is to check and adjust pressure as needed - as well as check the lug nuts.
The spare was a Load rated D (8 ply I think?), and the mains were load rated E (10 ply?). 65 PSI on the spare and 80 on the mains.
I bought the trailer used from the original owner, and from the tire situation, I deduce that the original tires were the D rated tires, and that he upgraded the tires to Load Rating E at some point.
Based on this, I cannot see how they were under or over inflated - unless I got a puncture while driving that went un-notices and they ran under inflated for a time as a result. The sidewall split from top to bottom as you can see in the photo, so at some point there was a catastrophic event!
I find that most failed trailer tires are on campers. I think this is do to a few reasons.
Near max capacity both directions.
They tend to sit alot.
The owner thinks they are still new because they hardly moved the camper and put new tires on it 6yrs ago.
At one point I looked at nearly every camper that was $10k or less in my county. All the tires where good until I got there and showed the owner all the dry rot. A few I wouldnt even risk moving out of the town they where in.
Weights on the trailer are
Gross: 9,900
Dry: 6,700
I am probably sitting around 8,000 - 8500 loaded. So heavy but not over the top. Tongue weight is around 800 pounds
So I think I fit into your three bullets quite well.
-near max capacity at all times
-only used 3ish times per year
-Ignorant owner (Me) not realizing that tires over 5 years old are suspect regardless of visual appearance. However in my defense, the year prior I had it in to a tire shop for suspension work and the dealership noted on the form that the tires were "excellent".