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You wondered what is the difference between the two. Two different classes of machine.

The difference is the Ford is a compact tractor and the Kubota BX is a sub-compact.

Oh. Those are a bit harder to manage, but my recommendation is to try them without a trellis and see if you need one. You can always hedge trim them if they get unruly. The reason I say those are harder to manage (floricane varieties) is that you need to prune out the old canes, while keeping...

I’ve been growing raspberries for about 10 years. I grow the primocane varieties, so they fruit from new canes each year and I cut the old canes to the ground each winter. So I don’t use a trellis; I just let them form bushy rows.

Yes. Lots of shoots. I just till between berry rows to keep them in check.

Fast food really isn’t the best bargain anymore. An example: at Chili’s they have a three for me burger special for $10.99. Burger, fries, soup or salad and soft drink. At an actual table served restaurant. And the burgers are really good.

Property taxes seem awfully high in your example, but of course that fluctuates widely by state and county.

My first house in 1987 was a mortgage at 10%

One of my sons is buying a house at 3.9%. It’s a VA loan.

The front rubber guard tears when you cut over stumps and the rear steel band gets banged up. Chain guards on front and rear will avoid those issues.

IDK what it’s made of, but I have some of that high quality weed barrier that’s been under gravel for the past 19 years in a landscaping bed. Still working well.

get the front and rear chain guards, not the rubber and steel bands. Ask me how I know.

Then the Landpride will be fine. I have no experience with the other brands.

I’ve had two Landpride cutters and both have provided really good service. But I’ve mostly used them on grass, weeds and small saplings. IDK how they would perform or hold up to heavy brush cutting.

Yep, a heavy rear blade with offset and tilt capability is the most versatile blade. I sold my box blade when I bought my HD rear blade.

I can’t imagine that using transfer tanks like are designed for truck beds would trigger hazmat markings. They are used in truck beds routinely.

Probably some endangered species of gopher, not the common gopher we are talking about.

I have no problem now after the ASTYM therapy and good orthotics. Many other people find relief the same way. Surgery is a last resort.

I have a 30 gallon fuel caddy and it works but does require the loader to load/unload from the truck. I have been toying with the idea of buying a larger transfer tank and mounting it onto a small trailer. So, it’s easy to hook up to a vehicle and tow to fill it.

Yep, for mild cases that is a strain. The OP and I were describing chronic situations. Chronic situations are caused by tendon damage.

If stretching cures the problem, it’s a strain, not true plantar fasciitis. Plantar fasciitis is tendon damage, either weakness or a tear. Meds simply reduce pain but don’t fix the tendon damage. Once the plantar fascia tendon is damaged, it is always weak and needs support. A lot of what people...

Thanks for posting. A very interesting read.

I don’t consider orthotics to be a scam. They work well for me. Yes the pain is due to lack of flexibility, but that lack is due to tendon damage. That’s why the ASTYM physical therapy helps: to break up the old scar tissue. Perfectly fit shoes are a huge help and I don’t wear orthotics in my...

I enjoy the satisfaction of knowing they are gone by trapping them.

I did that too and it helped for awhile, but without wearing orthotics in my shoes, the problem returned. The problem is caused by a stretching or small tears to the plantar fascia tendon. Without the support of the correct insoles, the problem usually returns because the weakness is always...

In my area, $250k houses have been gone for 20 years, unless you want to put $100k into renovation.

Last year when it was time to get new inserts, I tried something different. I went to a podiatrist and had him write a prescription to Hanger Clinic for orthotics. Hanger Clinic made me some custom fit, high quality inserts. Because they are a medical device company filling a prescription, much...

I have seen this happen with closed truck windows sitting in the hot sun.

A quarter million house is a fixer upper in many locations.

It probably works for you because of the hard pan soil depth limitation and most likely heavy clay soil. In more loamy soil, flooding is useless because it percolates and doesn’t flood the entire tunnel system. In my area, trapping is most effective.

The critical natural space needed around the tree stem is the drip line (from crown edge to crown edge).

I do everything you describe and second your recommendations. Along with the therapy I posted a link to.

I had that for 14 years. Orthopedic insoles prescribed by a podiatrist makes it tolerable. But what really helped was a physical therapy treatment I had called ASTYM. Eight treatments and my plantar fasciitis was cured after suffering for 14 years. I still wear the orthotics insoles. See if...

In my experience, they have too many tunnels and escape routes. Glad that flooding worked for you.

Is that actually working for you? The only thing that works for me is trapping and poison bait.

I own a 5.9 Cummins, so no argument from me.

True enough. I prefer the 6 cylinders for economy and diesels for power. Really two different classes of truck.

The high performing v6 engines are more than adequate and better than the v8s of 30 years ago for 1/2 ton trucks. And diesel engines are so much better for heavy duty trucks and towing. There really isn’t a need for v8s in trucks anymore.

The ROPs on my tractor is always up. Because my shade canopy is attached to the ROPs.

The best bet in keeping it healthy is to avoid disturbing the ground under the drip line. Any changes to soil grade or adding anything under the drip line will kill the roots in the impacted area.

The “rule of thumb” for working around established trees is to avoid doing things that compact or cover the soil under the drip line of the tree crown (at a minimum). A wider no disturbance zone is better yet.

I cannot believe that a 2021 tractor with only 50 hours isn’t under warranty.

That’s very nice. For my 20 gallon sprayer, I use a 3ph carryall and mount a pallet on it for the sprayer and battery.

I have that 8-speed ZF-8 paired with a V6 Pentastar engine in my Jeep Wrangler. It is the nicest transmission I’ve ever driven. Shifting is seamless and it always seems to be in the correct gear for the speed and road conditions. Hopefully nobody was hurt in your crash. That looks bad.

Yes and no. Kids are always expensive, but a wife with a good career sure helps with the monthly budget.

I have a gas generator that will run a refrigerator and a freezer. Several years ago, we has a tornado take out an electrical substation and we were without power for almost a week. I would run the generator plugged into a refrigerator and freezer for a few hours, then switch to the other...

Yep. I use both. If I’m going to the woods to get firewood, I only bring the big Stihl gas saw. But the battery operated saws are oh so nice for trimming tree limbs and snow breaks around the yard, and doing light pruning, especially my battery operated pole saw.

The two I named are fall fruiting primocane varieties.

Here are two primocane fall bearing blackberries suitable for your area: https://noursefarms.com/category/blackberry-plants/ Look at the 2 prim-ark varieties.

I have fall bearing raspberries. IDK about blackberries. If you plant either, try to find a primocane variety, not flouricane. Primocane varieties bear from new canes annually, allowing you to cut the canes to the ground in the winter and start with new canes growing from the roots. It allows...

Maybe replace the grease caps with some bearing buddies?

The best of those lightweight hoses can be bought in RV supply places. They are nylon wrapped and constructed like a miniature fire hose and they last a long time.

Or in this case, maybe just Bay Area things?

True, but there’s also a lot of CA things that remain CA things.

I believe that ultrarunner’s rental circumstances are uniquely a California situation.

But what about no toilet paper?

After reading the comments, I bought a flexzilla hose yesterday. I really like how it doesn’t kink.

Uh huh. Conspiracies abound. 🫣

Yes because 4 years ago we were shutdown from Covid and people were dying.

My solution: the car goes in the attached garage. The truck goes in the carport next to the barn.

Shoddy dealership

The new Stihl ZT mowers have 4 wheel suspension. Make a big difference in ride comfort.

The same size as mine. But mine isn’t as roomy because it’s broken into a few rooms and a few animal stalls.

Also the new Stihl ZT mowers have full suspension. They are a rebadged Ferris.

That is an amazing shop. It looks far larger than 30x40

Here’s my barn. Double doors are 12’ high and each door is 7’ wide. The barn is 40x60’. The tractor and other equipment is stored in the barn. The carports are for my truck, trailers, and pto implements.

I once found a deal on a used box blade at an equipment rental store. They like to sell and refresh their inventory periodically. I replaced the tips on the rippers and the unit was perfectly fine for my use.

I’ve had things that I couldn’t give away to anyone. But put it on CL for $50 and I had multiple people interested.

A replacement engine is still cheaper than a new box store ZT mower. If the rest of the machine is in good condition, I would go the new motor route.

Pollen cones? That’s different. I thought you were using the resinous needles.

My neighbor’s tractor has sat out for ten years. It looks like it’s 30 years old: paint is chalky white, plastics are cracking, and seat is rotted off so there’s just the steel pan remaining.

Not the JD4100.

Good advice. Sitting in motel room now.

I’m traveling so I have to post them when I return.

I have a nice 40x60 steel barn for the tractor. PTO implements reside outside under a carport, and blades and plows reside outside.

Agree. Just a triple rinse and flushing the boom would be sufficient.

Simpler to just buy a log choker cable. They aren’t expensive.

Glyphosate (Roundup) will kill most actively growing plants, so good cleaning after that chemical is important if you want to spray 2-4-D on the lawn to kill broadleaf weeds.

Well, working in the woods I have bitten down on a few pine needles and tasted sap balls. It never made me think this would be something good to eat. Native Americans used to strip bark and eat the soft inner cambium of pines during times of hardship, but it was never a preferred food.

I cannot remember how the machine started. I know it was a bit slow in cold weather. You could also just have a prematurely failing battery. I replaced my original with a battery specified for a Honda car. The case size is almost the same as the JD battery, but it has more CCA.

Interesting. Pines and conifers in general have a sharp astringent turpentine taste and aroma. I will be skeptical until I hear otherwise.

I had a 4100 (earlier version) for many years. That is a tough machine and easy to service. It will easily handle a 4’ rotary cutter, 54” tiller, and 6’ rear blade. Be careful with the mid mount mower because it has a tendency to throw up dry chaff into the radiator, causing overheating. It...

There is sometimes a need to lift the lower side when sitting on unlevel ground. Extendable links don’t handle that. I’ve been attaching implements for over 25 years and not every situation is the same. My implements that are barn stored on level concrete are a perfect attachment every time. Not...

Cat2 implements are generally 1000#+, not 500# like cat1

Good for you. Looks like you also have cat 1 implements.

My blade and plow live outdoors on the ground. Not perfectly level like concrete.

True, but I can usually muscle around cat 1 implements with a digging bar. 1000#+ cat 2 implements don’t move too easily even with a bar.

You might check to see if you can retrofit telescoping lift arms on your tractor. They make a huge difference with cat 2 implements.

I do the same with my category 2 implements. And having the telescoping lift arms makes this easy. A few wacks with a plastic dead blow hammer is also handy at times.

Off the table for on the shelf sales to anyone, but you can buy it with an applicator’s license. You don’t necessarily have to renew the license and do annual classes. Just buy enough up front (2 1/2 gallons of concentrate) and you will have enough for years to come.

That’s what I did, then I was able to buy tordon. And tordon will definitely kill puncture vine in addition to prickly pear cactus. Getting a private applicators license wasn’t too hard. I contacted the Cooperative Extension Service and they gave me some self study books. Then when I was ready...

I think a tank neutralizer is worth a try. Or just use the sprayer for weed killer. I have 3 sprayers: weed killer, insecticide, and liquid fertilizer. That way you don’t need to neutralize the tanks, just rinse them after use.

If it will spray and doesn’t have lumps, give it a try. Worst that can happen is it doesn’t kill your weeds.

I installed my Fred Cain cultivator plow and deep ripped my garden. Then I tilled it. Next weekend I’ll start planting cool weather plants.

Try some of the purple variety. I planted my bed about 15 years ago and they produce every year. (Eating some tonight). They are sweeter and more tender than the green varieties, but turn green when cooked. They don’t get as woody as the green types.

I would shop tires at businesses that do large truck and equipment tires, not an equipment dealer.

I have the LaCrosse view and think it’s great for temperature, humidity, and wind.speed. The rain gauge seems to record less rain than the simple plastic tube measure mounted on the same post.

Your comment sounds like you’re making a universal statement about tier 4 tractors. Mine only regenerates every 70 hours and only for about 15 minutes. I’m suggesting that some companies do a better job with the technology than others and it’s not a one size fits all situation.

Very true

Yep. $100/300K is far more than the cost of repair/replacement of vehicles. And it’s not hard to max out the medical payments for a serious injury.

Yes. But it’s a lot more than vehicle replacement and often higher than dwelling replacement. And it gets really expensive when the other party claims medical.

The costs of property damage and replacement are negligible compared to the costs for medical claims. That’s where the real liabilities for insurance companies is.

Texas has wind farms everywhere in the state. Or at least the western and central portions. However much of their electricity generation facilities aren’t winterized and don’t work when it’s cold.

California has the most expensive everything in the U.S. But I know lots of people who enjoy living there and their salaries support their lifestyle.

I think we are hearing that insurance companies are doing exactly that.

I lost my dad almost a year ago. It’s hard, and brings back memories of all of our fishing and hunting trips and many years of family activities. I was also executor of his estate, making final funeral plans because he didn’t specify those things in his will. All of those things stir up and keep...

Echo and Husky also make pro saws. My local Stihl dealer works on any brand of small engine equipment. He actually replaced the engine in my old Echo wheeled string trimmer last year with a Honda engine.

Whatever works for you. The loggers, arborists, and wildland firefighters use the pro saws. Probably not needed for the average person who cuts 4 cords a year.

A lot of states I’m familiar with treat employee retirement like the federal government. Employees pay into and collect from both a retirement system and social security.

The companies classify them that way. They are listed as such in their catalogs. Largely the materials that the head, piston, rings, and other components are constructed with. Pro saws also have a higher percentage of replaceable parts. Your large Stihl saws are pro saws.

You sure sounded like you believed that. And I don’t believe I have ever made a snide remark about you.

You are seeing the difference between a consumer and pro grade saw. Pro grade saws are far more sturdy and the brands we are discussing all offer pro saws. The problem with looking for a used pro saw is that loggers and arborists use them hard and don’t part with them until they are worn out...

It used to be that way for a lot of state and federal employees. Since 1983, all federal employees contribute to social security. And I haven’t heard of any current state employees who also don’t contribute. Maybe there are still some states with exempt employees?

I think the money you contributed went to fund your parents retirement, and your children are funding yours. There are no individual accounts set up with our names on it. This is how the program has operated since inception. The current problems are largely because of less people in the...

Actually most people get back what they contributed plus reasonable interest. And a lot more. Obviously this varies considerably between recipients.

I have always been happy with Stihl pro saws, and the loggers in the west seem to favor them. That said, I have other types of Echo equipment and like their products a lot. I don’t think you can go wrong with either brand or a Husky in the pro grade series.

There is a product made purposely for this use. https://www.baileysonline.com/woodlandpro-fse-cat-logging-choker-3-8-x-6.html?gad_source=1&gclid=CjwKCAjwt-OwBhBnEiwAgwzrUkremqDPzQuSA6RUsSq9SJN7OD5wLTZwJacm-4mppExhwsEzqPDkghoC35sQAvD_BwE

Didn’t ask you anyway

I don’t do conspiracies and fear of the future.

Why?

I’m happy that you like what you drive. The engineering design, engine, transmission, and everything about the current Wranglers aren’t comparable to 40 year old CJ models, and neither is any vehicle made by any company. A lot of changes have occurred in the automotive industry in the past 40...

My Wrangler with the 3.6 V6 and the 8 spend transmission averages 21-23 mpg, but I don’t do a lot of city driving.

That’s what the additional 1000#+ on the 3ph is for.

I’ve never tried lifting maximum weight with my loader without ballast, always with my filled tires (1000#+) and a 1000# implement on back. With my 400# forks, a one ton pallet is maximum lift with a MX.

I’m not excited about this feature and usually hit the button to turn it off, but sometimes forget.

On my MX6000, my rear tires are filled with bio-ballast liquid, and I will either use my 1025# 8’ rear blade or my 6’ rotary cutter for ballast on the 3ph. So far this has worked well for lifting a one ton pallet with my QA forks.

Yesterday I was in Phoenix, AZ and paid $4.39 for regular. Small town northern AZ was selling for $3.69. By the time I drove through Albuquerque on my way home, I filled for $3.04. The price range in the western U.S. is wide.

Most vehicles with that function have a button to turn off the start/stop function.

CJs were made 40 years ago. Not comparable to current models.

I have a 2020 Wrangler that handles very well on road and is a hoot to drive. Nothing like the old CJs.

Maybe older people. Younger people; not a chance.

True, they do this when I renew my vehicle registration on online. I just don’t encounter variable prices at local businesses. Sometimes small service businesses such a plumbers have offered me a cash discount, but I am always under the impression they want cash to avoid reporting income.

I was referring to sales taxes, not prices. Eagle clarified his comment with his reply.

Yes, but isn’t that money collected from customers?

Not to mention that buying fuel with cash is incredibly inconvenient. One attendant servicing 20 fuel pumps plus a convenience store. The business model for fueling stations is built around card use.

True. I was just saying that I rarely encounter a business that charges extra for CC. Only a few very small businesses, and not all of the small businesses do this in my community and larger region. Cash is actually inconvenient for me because my paycheck is direct deposited and I have to make a...

I’m sure that the fees are built into the cost of goods and services. Because it’s SOP that most purchases are done with cards.

Must be a regional thing.

Just saying that CC usage is standard practice at almost all businesses and it’s rare that I’ve had one want to charge additional fees. I’m sure it occurs, but I have only rarely encountered that at a few small mom and pop businesses.

I don’t know any business and especially not restaurants in my area that does that.

I never use cash anymore other than for purchases of $20 or less. If a business wants to charge me extra, I will patronize someone else. It’s becoming rare that they try to charge extra for credit cards. I pay my bill every month and don’t carry a balance.

I don’t ground or worry about diesel cans. Gasoline is where the risk is.

Why is this discussion happening? People buy things because they believe the company is honest and has what they want. Sometimes the company is dishonest and people get burned. No reason to blame the customer. I bought a Fred Cain plow from EA and received it promptly within 2 weeks. They didn’t...

You have to strap them down good.

I used to feel the same way. Then 15 years ago my truck was stolen, and 5 years ago my house roof was replaced due to hail. I think I’m actually about at the break even point.

So you wrap a metal wire around the plastic can handle and ground to the truck?

Even though I gave a long bed truck with plenty of room, when I’m filling gas cans, I attach a metal hitch haul basket to the receiver hitch and strap my cans there. For diesel, they go in the back of the truck. I know someone who was seriously burned by filling gas cans in the bed of his truck...

Must be a JD thing. Mine works fine with my rotary cutter.

I do that on my Kubota, and 1000 RPMs is plenty low enough to engage the PTO without clanging. On an old pre-emissions JD (Yanmar engine) I used to own, running at RPMs less than 1000 would result in the low oil pressure light coming on.

You have to lower RPMs before engaging an electric PTO, then raise them as the implement is engaged.

For machinery and implements you need an oil based paint, not a latex. The latex paint would be perfectly fine painting metal on a house, like black iron pipe gas lines, ect… but those aren’t subject to abrasion while being used. Oil based enamel like Rustoleum is best for the OP’s use.

I’ve lived at our current place for 19 years and never had gophers until last year. All of a sudden we were overrun with gophers. I trapped several last fall but could never get ahead. A few weeks ago, I gave up and called the gopher guys, a commercial trapping service. They showed up and set...

Condolences. I lost my mother about 2 and a half years ago. I still find myself thinking about her during family occasions and wish we had another chance to talk. Her passing was a blessing though because she suffered a stroke 9 months prior and never recovered. God bless.

Nice work. Looks useful.

Aren’t voltage regulators inside the alternator case nowadays?

Depends on what your definition of “real work” is. If you mean hauling trailers and heavy cargo, then those duelies can’t be beat. For snowplowing or muddy roads, single rear wheels are far better.

I don’t own one because it’s not suitable for my uses, living 35 miles from town and frequently taking long trips of 600+ miles. But when I do go into the city, I see more and more people driving EVs. They are commonplace now in urban areas.

Current tractors are tier 4

Very true. But I’m thinking of vehicles and the current complexity of them. My 1970 F-150 was simple to work on but required a lot of maintenance: drum brakes, carburetor rebuild, plugs, points, condenser, timing at frequent intervals, and many were ready for engine rebuilding at 100K miles. I...

I would bet those people are highly skilled fabricators and all have new jobs by now.

Exmarks are great machines. You see a lot of their commercial grade mowers used by municipalities. Not sure about homeowner grade mowers.

Property damage is significant, but chump change compared to medical injury claims.

Lumber prices are also coming down because stumpage prices are down. Stumpage is down because there is currently more timber on the market than sawmills can process, due to forest restoration projects everywhere in the country.

Since I’m only paying $1500/year for a 3300 square foot house plus 2400 square foot barn, your situation has not much to do with national economy factors and a whole lot to do with local economy factors.

Wow

I guess your policy must include equipment also? Mine is just structures.

Wow. That’s crazy expensive. My homeowners policy with Allstate is $1500/year for house and large barn outbuilding. Maybe time to shop other companies?

IDK about today, but 2 years ago, JD dealers were selling a nice self propelled walk behind mower with a commercial Honda engine. I almost bought one, but ended up finding a used/refurbished snapper mower with a commercial Honda engine for half price. This mower is a beast.

Yep the website is still up. I tried to leave a public service announcement, but there was no place to do so.

It’s that way everywhere. The rural areas always get the crumbs left over. I live in southern Santa Fe county. Santa Fe (state capitol) is in the northern part of the county and gets almost all of the tax dollars, and we might get a road graded occasionally or see a sheriff pass by in the rural...

Yeah, regular was $3.01 when I filled yesterday, $3.05 last week, and $2.52 last month. The summer blend must be out.

20 acres: 8 wooded, 12 grassland.

My barn is metal, but I have no issues with using my cell phone in there.

Cell phone

I think that automotive property damage repairs would be a very minor portion of insurance claim costs. The real costs are medical claims.

That’s what we did on my steel roof. Been up about 8 years now with no problems. And I haven’t had to replace any more asphalt shingles that were blown off in spring winds like I used to do every year.

Research 3ph pine straw rake.

Typically when we use fuel for burn piles or forestry drip torches, we use a 50-50 mix of gas/diesel and it just burns, not explosively. Just add some old oil to the mix and it would make good burn fuel.

Poor management and owner siphoning off the profits.

Agree. And something he could try is to file a claim against the EA business bond. Unless that fund has been exhausted, this is an option that most people don’t think about. I once paid a down payment to a cabinet contractor to redo my kitchen cabinets. The company closed its doors without...

Yeah we have local dealers who sell the Bison line. They are extra heavy and very well made. Made in Mexico. Of course the Landpride equipment is available at the Kubota dealers and I have owned a lot of Landpride attachments.

I was hoping a western location for cheaper shipping.

Interesting. I’ve never heard of them. Where are they located?

I would be contacting your bank to see if they have any suggestions for recovery of your money. It’s doubtful because it was paid by check, but who knows?

Very light fuels are a different thing. However if it were windy, that narrow road wouldn’t stop the fire from spotting across it. And I wouldn’t be at all surprised if that narrow road held because it was burned out and held by crews. The uniform burn pattern is an indication of being burned...

It’s true that there will not be a running crown fire for many years after a high severity fire, but these areas can reburn if they regrow to heavy brush. Or even burn as a grass fire, but the severity obviously wouldn’t be as much compared to a high density forest crown fire.

Wind is tough and changes the game. But that’s why indirect control lines are built sometimes miles from the fire front. By burning out and holding that line, your effective fuel break can be a half mile to a mile wide. Fires are stopped by black ground and no more fuel to burn.

A little bit of wildfire behavior is necessary to unravel the story. A dozer line might contain fire spread in light fuels like grass (without high winds), but in brush or forest fuels, fire lines are only built so they can be back fired. The dozer line doesn’t stop fires, the line is only to...

Dozer lines do not stop fires. Dozer lines need to be back burned and held by Fire crews to be effective. And they need to be at the correct topographical locations to be defensible.

Send me a PM. I will give you the contact for a registered professional forester in N CA who will help you out. It sounds like you are receiving bad information. First, there are forestry incentives programs that will cost/share a large percentage of the planning and fuels reduction work. And...

I’ve spent a month on fires like that, most notably the Rodeo-Chediski fire in 2002 (Arizona) and the siege of 1987 (N. CA). But as I noted, houses that are defensible without undue hazard to crews will be defended, others will not see any defensible actions by firefighters.

I served over 30 years on wildfire incident management teams. I was a situation unit leader and was always out front sizing up wildfire behavior and management strategy. I saw many of the largest wildfires in the U.S. between 1980 and 2012, when I hung up my hard hat. Yes, fuels management and...

Sadly, they don’t look at individual properties. Although I got a home insurance break when I called my agent and told them that I had installed steel roofing.

There are several different formulations of pre-emergent herbicides. They don’t kill existing plants, just prevent seeds from germinating. I would check with your cooperative extension agent for recommendations on the formulation and application frequency that’s best for your area.

My comment was specifically focused on rural locations.

I think the insurance companies handled the wildfire hazard risk rating wrongly. They should have inspected individual rural properties and then gave homeowners a price (high) for insuring under current high hazard conditions, and then a list of things people could do to get a lower rate...

Some depreciation due to age of building?

My insurance has remained pretty stable with Allstate for the past several years with only minor 6 month policy increases.

The economy is good when you look at low unemployment and GDP. Of course, like always a better economy does involve increasing prices due to supply and demand, especially for real estate. I never had my home value increase when the economy was bad. This doesn’t mean that a hot economy benefits...

Absolutely. Costs of paying physical damage and medical claims drive insurance rates. It’s how the system has always worked.