I got a new 2520 in October. I as well, was originally looking at a 2320. The 2320 seemed quite capeable to me, and probably would have worked fine had I went that way. There are a lot of folks here that have 2320's and are extremely happy with them.
These are a few of the things that made me go to the 2520:
I somehow felt that the 2320, since it was a much larger unit than the 2305, should have had a bigger motor. I don't know, maybe the engine in the 2305 is an overkill for that unit, and actually is appropriate for the 2320. Somehow, it just bothered me, and, for sure, that did play a role in my decision making.
I was impressed by the specs that indicated pretty much twice the hydraulic flow. Even though I have never had a loader, so I really had nothing to compare this to in the real world. To me, however, this was a significant difference, and in my opinion added real world value between the machines.
I was trading in an older Yanmar diesel, which was 27HP, and therefore a little concerned about going down in HP to the 2320, therefore the engine size, and the fact that is a "direct injected design" also added value in my mind.
I had a chance to see both a 2320 & a 2520 side by side, and to me, the 2520 somehow just had an overall appearance of a "beefier" tractor. I know there is not much real difference between the machines physically, but the 2520 to me just looked perfectly proportioned. I don't know what it was but thats the way it looked in my eyes.
Lastly, I had pretty much been given a firm quote on the 2320, which I was happy with, and thought "well just for laughs, I'll offer them another $2000 but upping the unit to the 2520, which by now was the machine I really wanted, knowing the real difference was in the $2500 range, and see what happens". Well to my surprise, my offer was accepted.
Lastly, Lastly......since this is probably going to be my last tractor purchase, I sure didn't want the old "buyers remorse" thing kicking in because I tried to save a few bucks. But like I said in the beginning, probably the 2320 would have been fine in the first place, but I also don't have any regrets going with the 2520.
Hey like a friend of mine said to me, that just spent $60 grand on a skidsteer, "I've never seen a Brinks truck following a Hearse".
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