Bob,
The 3320 will do everything you want of it. If you are being 100 percent practical, there is really no need to go with the 3520. All the tasks you mention are well-served by a 3320. That said, my personal experience is that you would notice a pretty large difference in performance between the two machines. I have owned a 4310 (which is the predecessor of the 3320) which I sold and purchased a 3720. The difference in power between the machines is huge!!! While the 3520 is not so different, it still produces 10 lb. ft. more torque and likely will have a slightly broader torque range than the naturally-aspirated machine. I know that when pulling a box blade up some of my steep grades, the 4310 would slow down a bog some (even with LoadMatch ON) to the point it would lose momentum and traction. I would either have to lift the box blade or stop and back up, resuming with a smaller amount of material. When hauling a bucket full of rock, I would note that the 4310 would slow up the paved drive to my house from 9MPH or so to 4-5 MPH. My 3720 will run circles around the 4310 pulling a box blade, and will maintain 8-9 MPH hauling full buckets of rock, etc. Nothing really slows it down, even though it weighes roughly the same. This does not even speak to the increased attachment performance that would result from more PTO HP. While I nor most of the rest of us really have to have this extra power, if one can afford it, it is really nice, particularly if the terrain you work on is not flat. Where I live, one can really tell the difference immediately between a lower hp machine and a higher one, particularly in heavier compacts like these. If I were buying one, I would go turbo all the way, BUT where you live and with the tasks you mention, it simply might not be worth the money. My dealer says the 3520 is not a really good seller for him, as most people either go 3320 to get a nice reasonably powered mid frame, or they go full bore with a 3720. The best thing to do is to see if your dealer or another one would let you run each machine on your property to see if you can tell a difference. Most dealers would do this if you are planning seriously to buy a pricey piece of equipment such as this. Also, see if they would let you hook a BB or some other attachment to each machine to see if you can tell any difference. If not, go 3320. If so, maybe 3520 is the better choice. I think you will note a difference.
John M