I would simply say that a good used tractor should be within reason, especially if he can take his time looking. I just sold, for $7500, what I think is a very servicable, clean used Kubota
B8200- over 20 years old, but maintained and with only 700 hours. It is gear drive, but 4WD, and nicely handled snow clearing, post augering, load moving and whatever else needed to be done. With turf tires, I could drive it anywhere without compacting too much, since it only weighs, with the loader and rear blade, about 2800 lbs. Not too big, not too small. Our new
L3130 weighs about twice as much, probably will lift twice as much, but for many jobs, is bigger than needed, and not as easy to use. That said, when it comes to moving snow next winter with its big front blade, I will be much better situated, no doubt. I would love a cab on cold winter nights, but wouldn't want one when I am drilling post holes or doing lots of other chores. I would opine that a cabbed 45 hp tractor would be more than he will need, or even want much of the time. Just my thoughts...
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